New Castle County Delaware Employees Federal Credit Union
Major Rating Factors:
A current level of 0.2 percent of nonperforming loans to core capital combined with 0.2 percent from a year earlier contributes to the Excellent asset quality (10.0). Excellent current capitalization (7.9 on a scale of 0 to 10) based on a net capital to total assets of 10.1 and a net worth ratio of 0.0.
Other Rating Factors:
Excellent liquidity 7.4, driven by a liquidity ratio of 35.5 percent and a “hot money” ratio of 0.6 percent. Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 1.0 has resulted in Good (5.7) profitability.
Asset Mix:
Consumer loans (16%), other (84%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
100 Churchmans Road
New Castle, DE 19720
New Castle, DE 19720
Phone Number
(302) 395-5350
NCUA Charter Number
Website
Largest Competitors
Dover, DE
Dover, DE
New Castle, DE
New Castle, DE