| Weiss Ratings |
Citizens Choice Federal Credit Union
Natchez, MS |
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| Rating | ||||
| Asset Quality Index | 0.30 | |||
| Capitalization Index | 1.00 | |||
| Liquidity Index | 5.70 | |||
| Profitability Index | 0.00 | |||
| Stability Index | 3.30 | |||
| Company Info |
Citizens Choice Federal Credit Union
Natchez, MS |
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| NCUA Charter Number | 3227 | |||
| Phone Number | (601) 442-5888 | |||
| Website | www.citizenschoicefcu.org | |||
| Asset Quality |
Citizens Choice Federal Credit Union
Natchez, MS |
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| 1-Year Asset Growth | -18.88% | |||
| 5-Year Asset Growth | -1.95% | |||
| 5-Year Charge-Offs to Average Loans | 1.04% | |||
| Charge-Offs to Average Loans | 0.71% | |||
| Non-Performing Assets to Assets | 2.73% | |||
| Non-Performing Loans to Capital | 58.33% | |||
| Non-Performing Loans to Loans | 5.69% | |||
| Balance Sheet |
Citizens Choice Federal Credit Union
Natchez, MS |
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| Total Assets | 769.00K | |||
| Total Deposits | 678.00K | |||
| Capital and Reserves |
Citizens Choice Federal Credit Union
Natchez, MS |
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| Capital | 34.00K | |||
| Leverage Ratio | 4.42 | |||
| Loan Loss Reserves to Loans | 0.54% | |||
| Liquidity |
Citizens Choice Federal Credit Union
Natchez, MS |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 39.42% | |||
| Profitability |
Citizens Choice Federal Credit Union
Natchez, MS |
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| 5-Year Return on Average Assets | -3.59% | |||
| Net Income | -19.00K | |||
| Net Interest Spread | 13.51% | |||
| Operating Profit to Average Assets | -2.97% | |||
| Overhead Efficiency Ratio | 135.42% | |||
| Return on Assets | -3.14% | |||
| Return on Equity | -61.79% | |||