| Weiss Ratings |
Citizens Choice Federal Credit Union
Natchez, MS |
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| Rating | ||||
| Asset Quality Index | 0.30 | |||
| Capitalization Index | 3.70 | |||
| Liquidity Index | 5.60 | |||
| Profitability Index | 0.50 | |||
| Stability Index | 3.30 | |||
| Company Info |
Citizens Choice Federal Credit Union
Natchez, MS |
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| NCUA Charter Number | 3227 | |||
| Phone Number | (601) 442-5888 | |||
| Website | www.citizenschoicefcu.org | |||
| Asset Quality |
Citizens Choice Federal Credit Union
Natchez, MS |
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| 1-Year Asset Growth | -22.02% | |||
| 5-Year Asset Growth | -1.95% | |||
| 5-Year Charge-Offs to Average Loans | 1.04% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 3.08% | |||
| Non-Performing Loans to Capital | 58.82% | |||
| Non-Performing Loans to Loans | 7.98% | |||
| Balance Sheet |
Citizens Choice Federal Credit Union
Natchez, MS |
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| Total Assets | 779.00K | |||
| Total Deposits | 681.00K | |||
| Capital and Reserves |
Citizens Choice Federal Credit Union
Natchez, MS |
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| Capital | 36.00K | |||
| Leverage Ratio | 4.62 | |||
| Loan Loss Reserves to Loans | 0.56% | |||
| Liquidity |
Citizens Choice Federal Credit Union
Natchez, MS |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 36.96% | |||
| Profitability |
Citizens Choice Federal Credit Union
Natchez, MS |
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| 5-Year Return on Average Assets | -3.59% | |||
| Net Income | -11.00K | |||
| Net Interest Spread | 13.30% | |||
| Operating Profit to Average Assets | -2.67% | |||
| Overhead Efficiency Ratio | 93.75% | |||
| Return on Assets | -2.67% | |||
| Return on Equity | -50.00% | |||