D
Citizens Choice Federal Credit Union
NatchezMS
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens Choice Federal Credit Union
Natchez, MS
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Rating D
Asset Quality Index 6.50
Capitalization Index 4.40
Liquidity Index 6.30
Profitability Index 0.00
Stability Index 3.90
Company Info Citizens Choice Federal Credit Union
Natchez, MS
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NCUA Charter Number 3227
Phone Number (601) 442-5888
Website www.citizenschoicefcu.org
Asset Quality Citizens Choice Federal Credit Union
Natchez, MS
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1-Year Asset Growth -9.80%
5-Year Asset Growth -1.81%
5-Year Charge-Offs to Average Loans 1.82%
Charge-Offs to Average Loans 0.32%
Non-Performing Assets to Assets 0.53%
Non-Performing Loans to Capital 7.35%
Non-Performing Loans to Loans 1.23%
Balance Sheet Citizens Choice Federal Credit Union
Natchez, MS
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Total Assets 948.00K
Total Deposits 870.00K
Capital and Reserves Citizens Choice Federal Credit Union
Natchez, MS
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Capital 64.00K
Leverage Ratio 6.86
Loan Loss Reserves to Loans 0.98%
Liquidity Citizens Choice Federal Credit Union
Natchez, MS
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Hot Money Ratio 0.00%
Liquidity Ratio 46.15%
Profitability Citizens Choice Federal Credit Union
Natchez, MS
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5-Year Return on Average Assets -4.17%
Net Income -35.00K
Net Interest Spread 13.99%
Operating Profit to Average Assets -4.58%
Overhead Efficiency Ratio 167.31%
Return on Assets -4.71%
Return on Equity -54.90%