| Weiss Ratings |
Lake Shore Federal Credit Union
Angola, NY |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 6.50 | |||
| Stability Index | 5.70 | |||
| Company Info |
Lake Shore Federal Credit Union
Angola, NY |
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| NCUA Charter Number | 3243 | |||
| Phone Number | (716) 549-4150 | |||
| Website | www.lakeshore-fcu.com | |||
| Asset Quality |
Lake Shore Federal Credit Union
Angola, NY |
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| 1-Year Asset Growth | -6.93% | |||
| 5-Year Asset Growth | 5.88% | |||
| 5-Year Charge-Offs to Average Loans | -0.11% | |||
| Charge-Offs to Average Loans | 0.34% | |||
| Non-Performing Assets to Assets | 0.27% | |||
| Non-Performing Loans to Capital | 1.89% | |||
| Non-Performing Loans to Loans | 0.63% | |||
| Balance Sheet |
Lake Shore Federal Credit Union
Angola, NY |
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| Total Assets | 21.23M | |||
| Total Deposits | 18.18M | |||
| Capital and Reserves |
Lake Shore Federal Credit Union
Angola, NY |
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| Capital | 2.86M | |||
| Leverage Ratio | 13.54 | |||
| Loan Loss Reserves to Loans | 1.79% | |||
| Liquidity |
Lake Shore Federal Credit Union
Angola, NY |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 29.09% | |||
| Profitability |
Lake Shore Federal Credit Union
Angola, NY |
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| 5-Year Return on Average Assets | 0.94% | |||
| Net Income | 174.00K | |||
| Net Interest Spread | 4.15% | |||
| Operating Profit to Average Assets | 1.25% | |||
| Overhead Efficiency Ratio | 73.26% | |||
| Return on Assets | 1.05% | |||
| Return on Equity | 8.34% | |||