B
Lake Shore Federal Credit Union
AngolaNY
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Lake Shore Federal Credit Union
Angola, NY
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 5.10
Profitability Index 9.60
Stability Index 6.30
Company Info Lake Shore Federal Credit Union
Angola, NY
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NCUA Charter Number 3243
Phone Number (716) 549-4150
Website www.lakeshore-fcu.com
Asset Quality Lake Shore Federal Credit Union
Angola, NY
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1-Year Asset Growth 0.63%
5-Year Asset Growth 4.72%
5-Year Charge-Offs to Average Loans -0.15%
Charge-Offs to Average Loans -0.14%
Non-Performing Assets to Assets 0.22%
Non-Performing Loans to Capital 1.49%
Non-Performing Loans to Loans 0.62%
Balance Sheet Lake Shore Federal Credit Union
Angola, NY
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Total Assets 22.37M
Total Deposits 18.99M
Capital and Reserves Lake Shore Federal Credit Union
Angola, NY
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Capital 3.20M
Leverage Ratio 14.33
Loan Loss Reserves to Loans 2.02%
Liquidity Lake Shore Federal Credit Union
Angola, NY
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Hot Money Ratio 0.00%
Liquidity Ratio 40.22%
Profitability Lake Shore Federal Credit Union
Angola, NY
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5-Year Return on Average Assets 0.96%
Net Income 270.00K
Net Interest Spread 4.76%
Operating Profit to Average Assets 2.42%
Overhead Efficiency Ratio 60.21%
Return on Assets 2.47%
Return on Equity 17.45%