D
South Towns Community Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
8.19
Leverage
Ratio
8.19
Return On
Assets
0.61%
Total
Assets
18.68M
Capital
1.53M
Total
Deposits
17.08M
Net
Income
28.00K
My Lists My Alerts
Weiss Ratings South Towns Community Federal Credit Union
Lackawanna, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating D
Asset Quality Index 10.00
Capitalization Index 5.80
Liquidity Index 5.90
Profitability Index 3.30
Stability Index 3.00
Company Info South Towns Community Federal Credit Union
Lackawanna, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
NCUA Charter Number 3246
Phone Number (716) 827-7788
Website www.stownsfcu.com
Asset Quality South Towns Community Federal Credit Union
Lackawanna, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth -1.65%
5-Year Asset Growth 2.06%
5-Year Charge-Offs to Average Loans 0.39%
Charge-Offs to Average Loans -0.12%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.06%
Non-Performing Loans to Loans 0.01%
Balance Sheet South Towns Community Federal Credit Union
Lackawanna, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 18.68M
Total Deposits 17.08M
Capital and Reserves South Towns Community Federal Credit Union
Lackawanna, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 1.53M
Leverage Ratio 8.19
Loan Loss Reserves to Loans 0.47%
Liquidity South Towns Community Federal Credit Union
Lackawanna, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 0.00%
Liquidity Ratio 32.21%
Profitability South Towns Community Federal Credit Union
Lackawanna, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.22%
Net Income 28.00K
Net Interest Spread 3.63%
Operating Profit to Average Assets 0.61%
Overhead Efficiency Ratio 82.86%
Return on Assets 0.61%
Return on Equity 7.39%