B
Finger Lakes Federal Credit Union
GenevaNY
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Finger Lakes Federal Credit Union
Geneva, NY
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 3.50
Profitability Index 9.60
Stability Index 7.00
Company Info Finger Lakes Federal Credit Union
Geneva, NY
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NCUA Charter Number 3255
Phone Number (315) 781-1334
Website www.flfcu.org
Asset Quality Finger Lakes Federal Credit Union
Geneva, NY
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1-Year Asset Growth 2.29%
5-Year Asset Growth 7.13%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.07%
Non-Performing Loans to Capital 1.44%
Non-Performing Loans to Loans 0.26%
Balance Sheet Finger Lakes Federal Credit Union
Geneva, NY
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Total Assets 241.23M
Total Deposits 207.49M
Capital and Reserves Finger Lakes Federal Credit Union
Geneva, NY
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Capital 29.14M
Leverage Ratio 13.29
Loan Loss Reserves to Loans 0.48%
Liquidity Finger Lakes Federal Credit Union
Geneva, NY
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Hot Money Ratio 0.40%
Liquidity Ratio 14.17%
Profitability Finger Lakes Federal Credit Union
Geneva, NY
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5-Year Return on Average Assets 1.12%
Net Income 1.27M
Net Interest Spread 4.67%
Operating Profit to Average Assets 2.19%
Overhead Efficiency Ratio 63.13%
Return on Assets 2.13%
Return on Equity 18.10%