B
Finger Lakes Federal Credit Union
GenevaNY
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Finger Lakes Federal Credit Union
Geneva, NY
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 3.70
Profitability Index 10.00
Stability Index 7.00
Company Info Finger Lakes Federal Credit Union
Geneva, NY
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NCUA Charter Number 3255
Phone Number (315) 781-1334
Website www.flfcu.org
Asset Quality Finger Lakes Federal Credit Union
Geneva, NY
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1-Year Asset Growth 5.49%
5-Year Asset Growth 7.13%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 0.90%
Non-Performing Loans to Loans 0.19%
Balance Sheet Finger Lakes Federal Credit Union
Geneva, NY
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Total Assets 248.25M
Total Deposits 209.91M
Capital and Reserves Finger Lakes Federal Credit Union
Geneva, NY
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Capital 32.49M
Leverage Ratio 13.92
Loan Loss Reserves to Loans 0.51%
Liquidity Finger Lakes Federal Credit Union
Geneva, NY
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Hot Money Ratio 0.42%
Liquidity Ratio 15.20%
Profitability Finger Lakes Federal Credit Union
Geneva, NY
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5-Year Return on Average Assets 1.12%
Net Income 3.78M
Net Interest Spread 4.83%
Operating Profit to Average Assets 2.14%
Overhead Efficiency Ratio 59.93%
Return on Assets 2.06%
Return on Equity 16.91%