D
City of Fairmont Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings City of Fairmont Federal Credit Union
Fairmont, WV
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Rating D
Asset Quality Index 0.70
Capitalization Index 7.90
Liquidity Index 4.70
Profitability Index 1.30
Stability Index 4.60
Company Info City of Fairmont Federal Credit Union
Fairmont, WV
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NCUA Charter Number 3263
Phone Number (304) 366-9280
Website --
Asset Quality City of Fairmont Federal Credit Union
Fairmont, WV
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1-Year Asset Growth -0.86%
5-Year Asset Growth 2.82%
5-Year Charge-Offs to Average Loans 1.58%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 4.54%
Non-Performing Loans to Capital 36.42%
Non-Performing Loans to Loans 7.21%
Balance Sheet City of Fairmont Federal Credit Union
Fairmont, WV
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Total Assets 1.39M
Total Deposits 1.24M
Capital and Reserves City of Fairmont Federal Credit Union
Fairmont, WV
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Capital 140.00K
Leverage Ratio 10.09
Loan Loss Reserves to Loans 3.78%
Liquidity City of Fairmont Federal Credit Union
Fairmont, WV
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Hot Money Ratio 0.00%
Liquidity Ratio 20.00%
Profitability City of Fairmont Federal Credit Union
Fairmont, WV
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5-Year Return on Average Assets 0.13%
Net Income 0.00
Net Interest Spread 4.98%
Operating Profit to Average Assets -0.10%
Overhead Efficiency Ratio 82.61%
Return on Assets 0.00%
Return on Equity 0.00%