B
Henrico Federal Credit Union
HenricoVA
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Henrico Federal Credit Union
Henrico, VA
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Rating B
Asset Quality Index 6.70
Capitalization Index 6.20
Liquidity Index 3.90
Profitability Index 7.00
Stability Index 5.50
Company Info Henrico Federal Credit Union
Henrico, VA
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NCUA Charter Number 3268
Phone Number (804) 266-0290
Website www.henricofcu.org
Asset Quality Henrico Federal Credit Union
Henrico, VA
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1-Year Asset Growth 1.86%
5-Year Asset Growth 8.50%
5-Year Charge-Offs to Average Loans 0.26%
Charge-Offs to Average Loans 0.39%
Non-Performing Assets to Assets 0.85%
Non-Performing Loans to Capital 9.65%
Non-Performing Loans to Loans 1.39%
Balance Sheet Henrico Federal Credit Union
Henrico, VA
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Total Assets 465.48M
Total Deposits 418.92M
Capital and Reserves Henrico Federal Credit Union
Henrico, VA
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Capital 38.33M
Leverage Ratio 10.29
Loan Loss Reserves to Loans 0.97%
Liquidity Henrico Federal Credit Union
Henrico, VA
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Hot Money Ratio 16.31%
Liquidity Ratio 19.58%
Profitability Henrico Federal Credit Union
Henrico, VA
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5-Year Return on Average Assets 0.72%
Net Income 2.31M
Net Interest Spread 3.47%
Operating Profit to Average Assets 1.36%
Overhead Efficiency Ratio 68.15%
Return on Assets 1.00%
Return on Equity 12.59%