C
UMassFive College Federal Credit Union
HadleyMA
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings UMassFive College Federal Credit Union
Hadley, MA
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Rating C
Asset Quality Index 6.60
Capitalization Index 4.50
Liquidity Index 2.10
Profitability Index 1.20
Stability Index 4.40
Company Info UMassFive College Federal Credit Union
Hadley, MA
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NCUA Charter Number 3269
Phone Number (413) 256-5500
Website www.umassfive.coop
Asset Quality UMassFive College Federal Credit Union
Hadley, MA
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1-Year Asset Growth 1.11%
5-Year Asset Growth 6.10%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.38%
Non-Performing Assets to Assets 0.75%
Non-Performing Loans to Capital 11.53%
Non-Performing Loans to Loans 1.11%
Balance Sheet UMassFive College Federal Credit Union
Hadley, MA
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Total Assets 716.16M
Total Deposits 621.94M
Capital and Reserves UMassFive College Federal Credit Union
Hadley, MA
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Capital 49.67M
Leverage Ratio 8.83
Loan Loss Reserves to Loans 0.98%
Liquidity UMassFive College Federal Credit Union
Hadley, MA
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Hot Money Ratio 13.09%
Liquidity Ratio 7.31%
Profitability UMassFive College Federal Credit Union
Hadley, MA
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5-Year Return on Average Assets 0.47%
Net Income 8.00K
Net Interest Spread 3.52%
Operating Profit to Average Assets 0.45%
Overhead Efficiency Ratio 86.54%
Return on Assets 0.00%
Return on Equity 0.07%