| Weiss Ratings |
UMassFive College Federal Credit Union
Hadley, MA |
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| Rating | ||||
| Asset Quality Index | 7.10 | |||
| Capitalization Index | 4.10 | |||
| Liquidity Index | 2.20 | |||
| Profitability Index | 1.20 | |||
| Stability Index | 4.50 | |||
| Company Info |
UMassFive College Federal Credit Union
Hadley, MA |
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| NCUA Charter Number | 3269 | |||
| Phone Number | (413) 256-5500 | |||
| Website | www.umassfive.coop | |||
| Asset Quality |
UMassFive College Federal Credit Union
Hadley, MA |
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| 1-Year Asset Growth | 8.35% | |||
| 5-Year Asset Growth | 7.62% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.24% | |||
| Non-Performing Assets to Assets | 0.67% | |||
| Non-Performing Loans to Capital | 9.55% | |||
| Non-Performing Loans to Loans | 0.87% | |||
| Balance Sheet |
UMassFive College Federal Credit Union
Hadley, MA |
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| Total Assets | 708.29M | |||
| Total Deposits | 601.82M | |||
| Capital and Reserves |
UMassFive College Federal Credit Union
Hadley, MA |
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| Capital | 45.40M | |||
| Leverage Ratio | 8.79 | |||
| Loan Loss Reserves to Loans | 0.79% | |||
| Liquidity |
UMassFive College Federal Credit Union
Hadley, MA |
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| Hot Money Ratio | 11.13% | |||
| Liquidity Ratio | 7.73% | |||
| Profitability |
UMassFive College Federal Credit Union
Hadley, MA |
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| 5-Year Return on Average Assets | 0.60% | |||
| Net Income | 495.00K | |||
| Net Interest Spread | 3.21% | |||
| Operating Profit to Average Assets | 0.47% | |||
| Overhead Efficiency Ratio | 87.27% | |||
| Return on Assets | 0.28% | |||
| Return on Equity | 4.36% | |||