B
TRU FI Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings TRU FI Credit Union
Macclenny, FL
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Rating B
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 3.30
Profitability Index 10.00
Stability Index 6.30
Company Info TRU FI Credit Union
Macclenny, FL
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NCUA Charter Number 3280
Phone Number (904) 259-6702
Website www.truficu.org
Asset Quality TRU FI Credit Union
Macclenny, FL
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1-Year Asset Growth 7.37%
5-Year Asset Growth 7.49%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.36%
Non-Performing Loans to Loans 0.07%
Balance Sheet TRU FI Credit Union
Macclenny, FL
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Total Assets 135.50M
Total Deposits 117.52M
Capital and Reserves TRU FI Credit Union
Macclenny, FL
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Capital 15.82M
Leverage Ratio 12.29
Loan Loss Reserves to Loans 0.90%
Liquidity TRU FI Credit Union
Macclenny, FL
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Hot Money Ratio 25.97%
Liquidity Ratio 22.29%
Profitability TRU FI Credit Union
Macclenny, FL
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5-Year Return on Average Assets 0.93%
Net Income 1.88M
Net Interest Spread 4.58%
Operating Profit to Average Assets 1.90%
Overhead Efficiency Ratio 66.92%
Return on Assets 1.88%
Return on Equity 17.30%