C
USEM Mena Federal Credit Union
MenaAR
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings USEM Mena Federal Credit Union
Mena, AR
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Rating C
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 4.90
Profitability Index 7.40
Stability Index 5.00
Company Info USEM Mena Federal Credit Union
Mena, AR
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NCUA Charter Number 3286
Phone Number (479) 385-2810
Website www.usem.virtualcu.net/
Asset Quality USEM Mena Federal Credit Union
Mena, AR
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1-Year Asset Growth 0.48%
5-Year Asset Growth -2.33%
5-Year Charge-Offs to Average Loans -0.09%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 0.72%
Non-Performing Loans to Loans 0.39%
Balance Sheet USEM Mena Federal Credit Union
Mena, AR
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Total Assets 1.87M
Total Deposits 1.31M
Capital and Reserves USEM Mena Federal Credit Union
Mena, AR
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Capital 559.00K
Leverage Ratio 29.82
Loan Loss Reserves to Loans 0.18%
Liquidity USEM Mena Federal Credit Union
Mena, AR
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Hot Money Ratio 0.00%
Liquidity Ratio 17.58%
Profitability USEM Mena Federal Credit Union
Mena, AR
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5-Year Return on Average Assets 0.83%
Net Income 9.00K
Net Interest Spread 4.36%
Operating Profit to Average Assets 1.07%
Overhead Efficiency Ratio 80.00%
Return on Assets 0.96%
Return on Equity 3.25%