C
S.C.H.D. District 7 Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings S.C.H.D. District 7 Federal Credit Union
Orangeburg, SC
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Rating C
Asset Quality Index 6.50
Capitalization Index 10.00
Liquidity Index 5.80
Profitability Index 8.00
Stability Index 5.00
Company Info S.C.H.D. District 7 Federal Credit Union
Orangeburg, SC
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NCUA Charter Number 3295
Phone Number (803) 536-0040
Website --
Asset Quality S.C.H.D. District 7 Federal Credit Union
Orangeburg, SC
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1-Year Asset Growth 7.54%
5-Year Asset Growth 11.57%
5-Year Charge-Offs to Average Loans 0.93%
Charge-Offs to Average Loans 0.84%
Non-Performing Assets to Assets 1.18%
Non-Performing Loans to Capital 6.04%
Non-Performing Loans to Loans 1.15%
Balance Sheet S.C.H.D. District 7 Federal Credit Union
Orangeburg, SC
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Total Assets 4.69M
Total Deposits 3.77M
Capital and Reserves S.C.H.D. District 7 Federal Credit Union
Orangeburg, SC
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Capital 880.00K
Leverage Ratio 18.75
Loan Loss Reserves to Loans 1.32%
Liquidity S.C.H.D. District 7 Federal Credit Union
Orangeburg, SC
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Hot Money Ratio 15.10%
Liquidity Ratio 59.58%
Profitability S.C.H.D. District 7 Federal Credit Union
Orangeburg, SC
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5-Year Return on Average Assets 0.95%
Net Income 27.00K
Net Interest Spread 8.55%
Operating Profit to Average Assets 1.16%
Overhead Efficiency Ratio 76.92%
Return on Assets 1.16%
Return on Equity 6.30%