Royal Credit Union
| Weiss Ratings |
Royal Credit Union
Eau Claire, WI |
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| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 7.50 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 4.50 | |||
| Stability Index | 8.10 | |||
| Company Info |
Royal Credit Union
Eau Claire, WI |
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| NCUA Charter Number | 330 | |||
| Phone Number | (715) 833-8111 | |||
| Website | www.rcu.org | |||
| Asset Quality |
Royal Credit Union
Eau Claire, WI |
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| 1-Year Asset Growth | 4.30% | |||
| 5-Year Asset Growth | 13.43% | |||
| 5-Year Charge-Offs to Average Loans | 0.34% | |||
| Charge-Offs to Average Loans | 0.25% | |||
| Non-Performing Assets to Assets | 0.54% | |||
| Non-Performing Loans to Capital | 3.94% | |||
| Non-Performing Loans to Loans | 0.47% | |||
| Balance Sheet |
Royal Credit Union
Eau Claire, WI |
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| Total Assets | 5.62B | |||
| Total Deposits | 4.98B | |||
| Capital and Reserves |
Royal Credit Union
Eau Claire, WI |
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| Capital | 558.85M | |||
| Leverage Ratio | 9.95 | |||
| Loan Loss Reserves to Loans | 0.81% | |||
| Liquidity |
Royal Credit Union
Eau Claire, WI |
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| Hot Money Ratio | 18.43% | |||
| Liquidity Ratio | 9.60% | |||
| Profitability |
Royal Credit Union
Eau Claire, WI |
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| 5-Year Return on Average Assets | 1.08% | |||
| Net Income | 35.90M | |||
| Net Interest Spread | 3.96% | |||
| Operating Profit to Average Assets | 1.59% | |||
| Overhead Efficiency Ratio | 69.71% | |||
| Return on Assets | 1.31% | |||
| Return on Equity | 13.35% | |||