C
Royal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Royal Credit Union
Eau Claire, WI
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Rating C
Asset Quality Index 8.00
Capitalization Index 7.50
Liquidity Index 1.50
Profitability Index 7.70
Stability Index 5.00
Company Info Royal Credit Union
Eau Claire, WI
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NCUA Charter Number 330
Phone Number (715) 833-8111
Website www.rcu.org
Asset Quality Royal Credit Union
Eau Claire, WI
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1-Year Asset Growth 4.21%
5-Year Asset Growth 13.43%
5-Year Charge-Offs to Average Loans 0.34%
Charge-Offs to Average Loans 0.30%
Non-Performing Assets to Assets 0.41%
Non-Performing Loans to Capital 5.00%
Non-Performing Loans to Loans 0.59%
Balance Sheet Royal Credit Union
Eau Claire, WI
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Total Assets 5.47B
Total Deposits 4.86B
Capital and Reserves Royal Credit Union
Eau Claire, WI
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Capital 535.04M
Leverage Ratio 9.78
Loan Loss Reserves to Loans 0.81%
Liquidity Royal Credit Union
Eau Claire, WI
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Hot Money Ratio 18.72%
Liquidity Ratio 6.83%
Profitability Royal Credit Union
Eau Claire, WI
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5-Year Return on Average Assets 1.08%
Net Income 12.20M
Net Interest Spread 3.75%
Operating Profit to Average Assets 1.29%
Overhead Efficiency Ratio 65.71%
Return on Assets 0.90%
Return on Equity 9.23%