Royal Credit Union
| Weiss Ratings |
Royal Credit Union
Eau Claire, WI |
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| Rating | ||||
| Asset Quality Index | 7.20 | |||
| Capitalization Index | 8.00 | |||
| Liquidity Index | 1.80 | |||
| Profitability Index | 8.60 | |||
| Stability Index | 5.00 | |||
| Company Info |
Royal Credit Union
Eau Claire, WI |
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| NCUA Charter Number | 330 | |||
| Phone Number | (715) 833-8111 | |||
| Website | www.rcu.org | |||
| Asset Quality |
Royal Credit Union
Eau Claire, WI |
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| 1-Year Asset Growth | 6.56% | |||
| 5-Year Asset Growth | 13.43% | |||
| 5-Year Charge-Offs to Average Loans | 0.34% | |||
| Charge-Offs to Average Loans | 0.27% | |||
| Non-Performing Assets to Assets | 0.53% | |||
| Non-Performing Loans to Capital | 4.88% | |||
| Non-Performing Loans to Loans | 0.60% | |||
| Balance Sheet |
Royal Credit Union
Eau Claire, WI |
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| Total Assets | 5.71B | |||
| Total Deposits | 5.06B | |||
| Capital and Reserves |
Royal Credit Union
Eau Claire, WI |
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| Capital | 580.09M | |||
| Leverage Ratio | 10.15 | |||
| Loan Loss Reserves to Loans | 0.85% | |||
| Liquidity |
Royal Credit Union
Eau Claire, WI |
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| Hot Money Ratio | 18.77% | |||
| Liquidity Ratio | 8.75% | |||
| Profitability |
Royal Credit Union
Eau Claire, WI |
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| 5-Year Return on Average Assets | 1.08% | |||
| Net Income | 57.04M | |||
| Net Interest Spread | 4.08% | |||
| Operating Profit to Average Assets | 1.68% | |||
| Overhead Efficiency Ratio | 63.40% | |||
| Return on Assets | 1.37% | |||
| Return on Equity | 13.87% | |||