C
North Shore Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings North Shore Federal Credit Union
Silver Bay, MN
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 3.10
Profitability Index 1.60
Stability Index 7.90
Company Info North Shore Federal Credit Union
Silver Bay, MN
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NCUA Charter Number 3303
Phone Number (218) 226-4401
Website www.northshorefcu.org
Asset Quality North Shore Federal Credit Union
Silver Bay, MN
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1-Year Asset Growth 5.15%
5-Year Asset Growth 9.00%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 0.20%
Non-Performing Loans to Capital 1.61%
Non-Performing Loans to Loans 0.26%
Balance Sheet North Shore Federal Credit Union
Silver Bay, MN
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Total Assets 280.36M
Total Deposits 244.66M
Capital and Reserves North Shore Federal Credit Union
Silver Bay, MN
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Capital 34.97M
Leverage Ratio 12.21
Loan Loss Reserves to Loans 0.07%
Liquidity North Shore Federal Credit Union
Silver Bay, MN
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Hot Money Ratio 11.17%
Liquidity Ratio 17.17%
Profitability North Shore Federal Credit Union
Silver Bay, MN
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5-Year Return on Average Assets 0.54%
Net Income 503.00K
Net Interest Spread 4.46%
Operating Profit to Average Assets 0.39%
Overhead Efficiency Ratio 90.50%
Return on Assets 0.36%
Return on Equity 2.92%