C
Ferguson Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Ferguson Federal Credit Union
Monticello, MS
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Rating C
Asset Quality Index 3.70
Capitalization Index 6.90
Liquidity Index 3.70
Profitability Index 2.50
Stability Index 2.80
Company Info Ferguson Federal Credit Union
Monticello, MS
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NCUA Charter Number 3307
Phone Number (601) 806-3328
Website www.fergusonfcu.org
Asset Quality Ferguson Federal Credit Union
Monticello, MS
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1-Year Asset Growth 2.77%
5-Year Asset Growth 4.16%
5-Year Charge-Offs to Average Loans 1.09%
Charge-Offs to Average Loans 1.78%
Non-Performing Assets to Assets 2.88%
Non-Performing Loans to Capital 26.58%
Non-Performing Loans to Loans 4.02%
Balance Sheet Ferguson Federal Credit Union
Monticello, MS
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Total Assets 94.06M
Total Deposits 84.71M
Capital and Reserves Ferguson Federal Credit Union
Monticello, MS
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Capital 8.84M
Leverage Ratio 9.78
Loan Loss Reserves to Loans 2.19%
Liquidity Ferguson Federal Credit Union
Monticello, MS
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Hot Money Ratio 21.32%
Liquidity Ratio 18.72%
Profitability Ferguson Federal Credit Union
Monticello, MS
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5-Year Return on Average Assets 0.11%
Net Income -501.00K
Net Interest Spread 5.39%
Operating Profit to Average Assets 0.83%
Overhead Efficiency Ratio 87.21%
Return on Assets -1.04%
Return on Equity -10.97%