United Federal Credit Union
| Weiss Ratings |
United Federal Credit Union
Saint Joseph, MI |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 7.70 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 6.40 | |||
| Stability Index | 5.70 | |||
| Company Info |
United Federal Credit Union
Saint Joseph, MI |
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| NCUA Charter Number | 331 | |||
| Phone Number | (888) 982-1400 | |||
| Website | www.unitedfcu.com | |||
| Asset Quality |
United Federal Credit Union
Saint Joseph, MI |
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| 1-Year Asset Growth | 6.91% | |||
| 5-Year Asset Growth | 7.70% | |||
| 5-Year Charge-Offs to Average Loans | 0.44% | |||
| Charge-Offs to Average Loans | 0.53% | |||
| Non-Performing Assets to Assets | 0.36% | |||
| Non-Performing Loans to Capital | 3.46% | |||
| Non-Performing Loans to Loans | 0.44% | |||
| Balance Sheet |
United Federal Credit Union
Saint Joseph, MI |
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| Total Assets | 4.19B | |||
| Total Deposits | 3.49B | |||
| Capital and Reserves |
United Federal Credit Union
Saint Joseph, MI |
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| Capital | 407.99M | |||
| Leverage Ratio | 11.22 | |||
| Loan Loss Reserves to Loans | 1.13% | |||
| Liquidity |
United Federal Credit Union
Saint Joseph, MI |
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| Hot Money Ratio | 18.17% | |||
| Liquidity Ratio | 11.60% | |||
| Profitability |
United Federal Credit Union
Saint Joseph, MI |
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| 5-Year Return on Average Assets | 0.85% | |||
| Net Income | 11.64M | |||
| Net Interest Spread | 3.53% | |||
| Operating Profit to Average Assets | 1.41% | |||
| Overhead Efficiency Ratio | 67.41% | |||
| Return on Assets | 1.11% | |||
| Return on Equity | 11.72% | |||