United Federal Credit Union
| Weiss Ratings |
United Federal Credit Union
Saint Joseph, MI |
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| Rating | ||||
| Asset Quality Index | 9.40 | |||
| Capitalization Index | 8.30 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 7.30 | |||
| Stability Index | 5.70 | |||
| Company Info |
United Federal Credit Union
Saint Joseph, MI |
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| NCUA Charter Number | 331 | |||
| Phone Number | (888) 982-1400 | |||
| Website | www.unitedfcu.com | |||
| Asset Quality |
United Federal Credit Union
Saint Joseph, MI |
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| 1-Year Asset Growth | 2.83% | |||
| 5-Year Asset Growth | 7.70% | |||
| 5-Year Charge-Offs to Average Loans | 0.44% | |||
| Charge-Offs to Average Loans | 0.43% | |||
| Non-Performing Assets to Assets | 0.32% | |||
| Non-Performing Loans to Capital | 2.91% | |||
| Non-Performing Loans to Loans | 0.39% | |||
| Balance Sheet |
United Federal Credit Union
Saint Joseph, MI |
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| Total Assets | 4.21B | |||
| Total Deposits | 3.45B | |||
| Capital and Reserves |
United Federal Credit Union
Saint Joseph, MI |
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| Capital | 429.01M | |||
| Leverage Ratio | 11.52 | |||
| Loan Loss Reserves to Loans | 1.13% | |||
| Liquidity |
United Federal Credit Union
Saint Joseph, MI |
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| Hot Money Ratio | 18.16% | |||
| Liquidity Ratio | 9.82% | |||
| Profitability |
United Federal Credit Union
Saint Joseph, MI |
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| 5-Year Return on Average Assets | 0.85% | |||
| Net Income | 26.58M | |||
| Net Interest Spread | 3.60% | |||
| Operating Profit to Average Assets | 1.57% | |||
| Overhead Efficiency Ratio | 65.01% | |||
| Return on Assets | 1.27% | |||
| Return on Equity | 13.03% | |||