United Federal Credit Union

Weiss Ratings	United Federal Credit Union Saint Joseph, MI	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	7.80
Capitalization Index	6.60
Liquidity Index	1.90
Profitability Index	5.00
Stability Index	7.10

Company Info	United Federal Credit Union Saint Joseph, MI	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	331
Phone Number	(888) 982-1400
Website	www.unitedfcu.com

Asset Quality	United Federal Credit Union Saint Joseph, MI	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-1.41%
5-Year Asset Growth	6.66%
5-Year Charge-Offs to Average Loans	0.54%
Charge-Offs to Average Loans	0.58%
Non-Performing Assets to Assets	0.60%
Non-Performing Loans to Capital	5.99%
Non-Performing Loans to Loans	0.72%

Balance Sheet	United Federal Credit Union Saint Joseph, MI	Click to Compare	Click to Compare	Click to Compare
Total Assets	3.85B
Total Deposits	3.20B

Capital and Reserves	United Federal Credit Union Saint Joseph, MI	Click to Compare	Click to Compare	Click to Compare
Capital	350.38M
Leverage Ratio	11.21
Loan Loss Reserves to Loans	1.25%

Liquidity	United Federal Credit Union Saint Joseph, MI	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	20.00%
Liquidity Ratio	6.63%

Profitability	United Federal Credit Union Saint Joseph, MI	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.97%
Net Income	29.77M
Net Interest Spread	3.20%
Operating Profit to Average Assets	1.12%
Overhead Efficiency Ratio	72.24%
Return on Assets	0.76%
Return on Equity	9.27%