D
Middlesex County N J Emp Federal Credit Union
Edison,  NJ
Rating Date
July 2025
Net Capital
Ratio
10.57
Leverage
Ratio
10.57
Return On
Assets
-1.51%
Total
Assets
7.68M
Capital
812.00K
Total
Deposits
6.87M
Net
Income
-29.00K
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Weiss Ratings Middlesex County N J Emp Federal Credit Union
Edison, NJ 		Click to
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Rating D
Asset Quality Index 9.90
Capitalization Index 8.60
Liquidity Index 3.20
Profitability Index 0.00
Stability Index 3.20
Company Info Middlesex County N J Emp Federal Credit Union
Edison, NJ 		Click to
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NCUA Charter Number 3321
Phone Number (732) 227-0270
Website www.mccunj.com
Asset Quality Middlesex County N J Emp Federal Credit Union
Edison, NJ 		Click to
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1-Year Asset Growth 3.56%
5-Year Asset Growth -3.76%
5-Year Charge-Offs to Average Loans 2.92%
Charge-Offs to Average Loans -0.22%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 1.23%
Non-Performing Loans to Loans 0.55%
Balance Sheet Middlesex County N J Emp Federal Credit Union
Edison, NJ 		Click to
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Total Assets 7.68M
Total Deposits 6.87M
Capital and Reserves Middlesex County N J Emp Federal Credit Union
Edison, NJ 		Click to
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Capital 812.00K
Leverage Ratio 10.57
Loan Loss Reserves to Loans 0.00%
Liquidity Middlesex County N J Emp Federal Credit Union
Edison, NJ 		Click to
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Hot Money Ratio 9.62%
Liquidity Ratio 18.65%
Profitability Middlesex County N J Emp Federal Credit Union
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5-Year Return on Average Assets -1.53%
Net Income -29.00K
Net Interest Spread 4.08%
Operating Profit to Average Assets -1.51%
Overhead Efficiency Ratio 133.72%
Return on Assets -1.51%
Return on Equity -14.03%