Middlesex County NJ Employees Federal Credit Union

Edison, NJ

Rating Date

September 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

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Weiss Ratings	Middlesex County NJ Employees Federal Credit Union Edison, NJ	Click to Compare	Click to Compare	Click to Compare
Rating	D
Asset Quality Index	5.00
Capitalization Index	8.10
Liquidity Index	3.30
Profitability Index	0.70
Stability Index	3.20

Company Info	Middlesex County NJ Employees Federal Credit Union Edison, NJ	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3321
Phone Number	(732) 227-0270
Website	www.mccunj.com

Asset Quality	Middlesex County NJ Employees Federal Credit Union Edison, NJ	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	2.84%
5-Year Asset Growth	-3.76%
5-Year Charge-Offs to Average Loans	2.92%
Charge-Offs to Average Loans	-0.54%
Non-Performing Assets to Assets	1.40%
Non-Performing Loans to Capital	13.72%
Non-Performing Loans to Loans	5.56%

Balance Sheet	Middlesex County NJ Employees Federal Credit Union Edison, NJ	Click to Compare	Click to Compare	Click to Compare
Total Assets	7.83M
Total Deposits	7.03M

Capital and Reserves	Middlesex County NJ Employees Federal Credit Union Edison, NJ	Click to Compare	Click to Compare	Click to Compare
Capital	802.00K
Leverage Ratio	10.24
Loan Loss Reserves to Loans	0.00%

Liquidity	Middlesex County NJ Employees Federal Credit Union Edison, NJ	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	9.52%
Liquidity Ratio	17.18%

Profitability	Middlesex County NJ Employees Federal Credit Union Edison, NJ	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	-1.53%
Net Income	-39.00K
Net Interest Spread	5.04%
Operating Profit to Average Assets	-1.01%
Overhead Efficiency Ratio	118.84%
Return on Assets	-1.01%
Return on Equity	-9.55%