Middlesex County N J Emp Federal Credit Union

North Brunswick, NJ

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
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Total
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Capital

Total
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Weiss Ratings	Middlesex County N J Emp Federal Credit Union North Brunswick, NJ	Click to Compare	Click to Compare	Click to Compare
Rating	D
Asset Quality Index	6.70
Capitalization Index	10.00
Liquidity Index	3.20
Profitability Index	0.80
Stability Index	4.60

Company Info	Middlesex County N J Emp Federal Credit Union North Brunswick, NJ	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3321
Phone Number	(732) 227-0270
Website	www.mccunj.com

Asset Quality	Middlesex County N J Emp Federal Credit Union North Brunswick, NJ	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-4.07%
5-Year Asset Growth	-4.91%
5-Year Charge-Offs to Average Loans	2.06%
Charge-Offs to Average Loans	1.02%
Non-Performing Assets to Assets	1.28%
Non-Performing Loans to Capital	10.64%
Non-Performing Loans to Loans	5.50%

Balance Sheet	Middlesex County N J Emp Federal Credit Union North Brunswick, NJ	Click to Compare	Click to Compare	Click to Compare
Total Assets	7.52M
Total Deposits	6.60M

Capital and Reserves	Middlesex County N J Emp Federal Credit Union North Brunswick, NJ	Click to Compare	Click to Compare	Click to Compare
Capital	902.00K
Leverage Ratio	11.99
Loan Loss Reserves to Loans	0.00%

Liquidity	Middlesex County N J Emp Federal Credit Union North Brunswick, NJ	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	18.05%

Profitability	Middlesex County N J Emp Federal Credit Union North Brunswick, NJ	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	-1.43%
Net Income	-32.00K
Net Interest Spread	5.44%
Operating Profit to Average Assets	-0.21%
Overhead Efficiency Ratio	103.73%
Return on Assets	-0.57%
Return on Equity	-4.61%