C
Saint Joseph Medical Center Maryland Federal Credit Union
Towson,  MD
Rating Date
May 2024
Net Capital
Ratio
16.62
Leverage
Ratio
16.78
Return On
Assets
0.27%
Total
Assets
14.92M
Capital
2.48M
Total
Deposits
12.41M
Net
Income
10.00K
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Weiss Ratings Saint Joseph Medical Center Maryland Federal Credit Union
Towson, MD 		Click to
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 3.70
Profitability Index 0.30
Stability Index 6.70
Company Info Saint Joseph Medical Center Maryland Federal Credit Union
Towson, MD 		Click to
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NCUA Charter Number 3324
Phone Number (410) 337-1319
Website Www.Sjmcfcu.Org
Asset Quality Saint Joseph Medical Center Maryland Federal Credit Union
Towson, MD 		Click to
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1-Year Asset Growth -6.26%
5-Year Asset Growth -0.77%
5-Year Charge-Offs to Average Loans 0.28%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.27%
Non-Performing Loans to Capital 1.62%
Non-Performing Loans to Loans 0.91%
Balance Sheet Saint Joseph Medical Center Maryland Federal Credit Union
Towson, MD 		Click to
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Total Assets 14.92M
Total Deposits 12.41M
Capital and Reserves Saint Joseph Medical Center Maryland Federal Credit Union
Towson, MD 		Click to
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Capital 2.48M
Leverage Ratio 16.78
Loan Loss Reserves to Loans 1.13%
Liquidity Saint Joseph Medical Center Maryland Federal Credit Union
Towson, MD 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 26.65%
Profitability Saint Joseph Medical Center Maryland Federal Credit Union
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5-Year Return on Average Assets 0.34%
Net Income 10.00K
Net Interest Spread 2.23%
Operating Profit to Average Assets 0.32%
Overhead Efficiency Ratio 86.21%
Return on Assets 0.27%
Return on Equity 1.62%