Saint Joseph Medical Center Maryland Federal Credit Union

Towson, MD

Rating Date

September 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
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Weiss Ratings	Saint Joseph Medical Center Maryland Federal Credit Union Towson, MD	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	10.00
Capitalization Index	10.00
Liquidity Index	3.70
Profitability Index	0.30
Stability Index	6.70

Company Info	Saint Joseph Medical Center Maryland Federal Credit Union Towson, MD	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3324
Phone Number	(410) 337-1319
Website	Www.Sjmcfcu.Org

Asset Quality	Saint Joseph Medical Center Maryland Federal Credit Union Towson, MD	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-6.26%
5-Year Asset Growth	-0.77%
5-Year Charge-Offs to Average Loans	0.28%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.27%
Non-Performing Loans to Capital	1.62%
Non-Performing Loans to Loans	0.91%

Balance Sheet	Saint Joseph Medical Center Maryland Federal Credit Union Towson, MD	Click to Compare	Click to Compare	Click to Compare
Total Assets	14.92M
Total Deposits	12.41M

Capital and Reserves	Saint Joseph Medical Center Maryland Federal Credit Union Towson, MD	Click to Compare	Click to Compare	Click to Compare
Capital	2.48M
Leverage Ratio	16.78
Loan Loss Reserves to Loans	1.13%

Liquidity	Saint Joseph Medical Center Maryland Federal Credit Union Towson, MD	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	26.65%

Profitability	Saint Joseph Medical Center Maryland Federal Credit Union Towson, MD	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.34%
Net Income	10.00K
Net Interest Spread	2.23%
Operating Profit to Average Assets	0.32%
Overhead Efficiency Ratio	86.21%
Return on Assets	0.27%
Return on Equity	1.62%