B
PremierOne Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings PremierOne Credit Union
San Jose, CA
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Rating B
Asset Quality Index 9.20
Capitalization Index 5.70
Liquidity Index 3.30
Profitability Index 3.50
Stability Index 6.40
Company Info PremierOne Credit Union
San Jose, CA
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NCUA Charter Number 3326
Phone Number (408) 524-4500
Website www.premieronecu.org
Asset Quality PremierOne Credit Union
San Jose, CA
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1-Year Asset Growth -0.36%
5-Year Asset Growth 7.33%
5-Year Charge-Offs to Average Loans 0.33%
Charge-Offs to Average Loans 0.52%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 1.92%
Non-Performing Loans to Loans 0.22%
Balance Sheet PremierOne Credit Union
San Jose, CA
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Total Assets 629.54M
Total Deposits 535.95M
Capital and Reserves PremierOne Credit Union
San Jose, CA
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Capital 51.42M
Leverage Ratio 9.50
Loan Loss Reserves to Loans 0.92%
Liquidity PremierOne Credit Union
San Jose, CA
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Hot Money Ratio 11.02%
Liquidity Ratio 16.60%
Profitability PremierOne Credit Union
San Jose, CA
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5-Year Return on Average Assets 0.41%
Net Income 115.00K
Net Interest Spread 3.53%
Operating Profit to Average Assets 0.38%
Overhead Efficiency Ratio 89.36%
Return on Assets 0.07%
Return on Equity 0.90%