B
Mid-Atlantic Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Mid-Atlantic Federal Credit Union
Germantown, MD
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 6.60
Capitalization Index 8.80
Liquidity Index 3.40
Profitability Index 3.90
Stability Index 7.70
Company Info Mid-Atlantic Federal Credit Union
Germantown, MD
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 3330
Phone Number (301) 944-1800
Website www.mafcu.org
Asset Quality Mid-Atlantic Federal Credit Union
Germantown, MD
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 3.74%
5-Year Asset Growth 5.62%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 1.07%
Non-Performing Loans to Capital 9.75%
Non-Performing Loans to Loans 1.01%
Balance Sheet Mid-Atlantic Federal Credit Union
Germantown, MD
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 439.50M
Total Deposits 387.23M
Capital and Reserves Mid-Atlantic Federal Credit Union
Germantown, MD
Click to
Compare
Click to
Compare
Click to
Compare
Capital 47.16M
Leverage Ratio 10.73
Loan Loss Reserves to Loans 0.39%
Liquidity Mid-Atlantic Federal Credit Union
Germantown, MD
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 17.43%
Liquidity Ratio 22.99%
Profitability Mid-Atlantic Federal Credit Union
Germantown, MD
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.01%
Net Income 2.27M
Net Interest Spread 3.93%
Operating Profit to Average Assets 0.68%
Overhead Efficiency Ratio 81.87%
Return on Assets 0.69%
Return on Equity 6.58%