B
Mid-Atlantic Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Mid-Atlantic Federal Credit Union
Germantown, MD
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 7.20
Capitalization Index 8.20
Liquidity Index 3.60
Profitability Index 4.70
Stability Index 7.50
Company Info Mid-Atlantic Federal Credit Union
Germantown, MD
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 3330
Phone Number (301) 944-1800
Website www.mafcu.org
Asset Quality Mid-Atlantic Federal Credit Union
Germantown, MD
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 4.35%
5-Year Asset Growth 5.62%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans -0.14%
Non-Performing Assets to Assets 0.70%
Non-Performing Loans to Capital 6.59%
Non-Performing Loans to Loans 0.99%
Balance Sheet Mid-Atlantic Federal Credit Union
Germantown, MD
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 442.15M
Total Deposits 391.69M
Capital and Reserves Mid-Atlantic Federal Credit Union
Germantown, MD
Click to
Compare
Click to
Compare
Click to
Compare
Capital 45.50M
Leverage Ratio 10.32
Loan Loss Reserves to Loans 0.42%
Liquidity Mid-Atlantic Federal Credit Union
Germantown, MD
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 15.19%
Liquidity Ratio 24.82%
Profitability Mid-Atlantic Federal Credit Union
Germantown, MD
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.01%
Net Income 729.00K
Net Interest Spread 3.77%
Operating Profit to Average Assets 0.61%
Overhead Efficiency Ratio 83.13%
Return on Assets 0.67%
Return on Equity 6.47%