| Weiss Ratings |
705 Federal Credit Union
Lafayette, LA |
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| Rating | ||||
| Asset Quality Index | 6.10 | |||
| Capitalization Index | 4.80 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 1.00 | |||
| Stability Index | 1.00 | |||
| Company Info |
705 Federal Credit Union
Lafayette, LA |
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| NCUA Charter Number | 3332 | |||
| Phone Number | (337) 232-8450 | |||
| Website | www.705fcu.com | |||
| Asset Quality |
705 Federal Credit Union
Lafayette, LA |
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| 1-Year Asset Growth | 2.18% | |||
| 5-Year Asset Growth | 5.65% | |||
| 5-Year Charge-Offs to Average Loans | 0.49% | |||
| Charge-Offs to Average Loans | 0.49% | |||
| Non-Performing Assets to Assets | 0.83% | |||
| Non-Performing Loans to Capital | 10.81% | |||
| Non-Performing Loans to Loans | 1.19% | |||
| Balance Sheet |
705 Federal Credit Union
Lafayette, LA |
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| Total Assets | 46.60M | |||
| Total Deposits | 42.40M | |||
| Capital and Reserves |
705 Federal Credit Union
Lafayette, LA |
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| Capital | 3.35M | |||
| Leverage Ratio | 7.28 | |||
| Loan Loss Reserves to Loans | 0.73% | |||
| Liquidity |
705 Federal Credit Union
Lafayette, LA |
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| Hot Money Ratio | 15.09% | |||
| Liquidity Ratio | 10.05% | |||
| Profitability |
705 Federal Credit Union
Lafayette, LA |
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| 5-Year Return on Average Assets | 0.11% | |||
| Net Income | -110.00K | |||
| Net Interest Spread | 3.59% | |||
| Operating Profit to Average Assets | -0.09% | |||
| Overhead Efficiency Ratio | 101.93% | |||
| Return on Assets | -0.48% | |||
| Return on Equity | -6.52% | |||