| Weiss Ratings |
705 Federal Credit Union
Lafayette, LA |
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| Rating | ||||
| Asset Quality Index | 5.30 | |||
| Capitalization Index | 5.40 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 1.10 | |||
| Stability Index | 3.50 | |||
| Company Info |
705 Federal Credit Union
Lafayette, LA |
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| NCUA Charter Number | 3332 | |||
| Phone Number | (337) 232-8450 | |||
| Website | www.705fcu.com | |||
| Asset Quality |
705 Federal Credit Union
Lafayette, LA |
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| 1-Year Asset Growth | 4.66% | |||
| 5-Year Asset Growth | 6.58% | |||
| 5-Year Charge-Offs to Average Loans | 0.38% | |||
| Charge-Offs to Average Loans | 1.24% | |||
| Non-Performing Assets to Assets | 0.93% | |||
| Non-Performing Loans to Capital | 11.15% | |||
| Non-Performing Loans to Loans | 1.14% | |||
| Balance Sheet |
705 Federal Credit Union
Lafayette, LA |
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| Total Assets | 45.52M | |||
| Total Deposits | 41.48M | |||
| Capital and Reserves |
705 Federal Credit Union
Lafayette, LA |
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| Capital | 3.56M | |||
| Leverage Ratio | 8.01 | |||
| Loan Loss Reserves to Loans | 0.69% | |||
| Liquidity |
705 Federal Credit Union
Lafayette, LA |
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| Hot Money Ratio | 15.88% | |||
| Liquidity Ratio | 7.43% | |||
| Profitability |
705 Federal Credit Union
Lafayette, LA |
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| 5-Year Return on Average Assets | 0.44% | |||
| Net Income | -523.00K | |||
| Net Interest Spread | 3.34% | |||
| Operating Profit to Average Assets | -0.47% | |||
| Overhead Efficiency Ratio | 111.50% | |||
| Return on Assets | -1.54% | |||
| Return on Equity | -17.94% | |||