| Weiss Ratings |
705 Federal Credit Union
Lafayette, LA |
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| Rating | ||||
| Asset Quality Index | 6.90 | |||
| Capitalization Index | 6.30 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 2.00 | |||
| Stability Index | 3.70 | |||
| Company Info |
705 Federal Credit Union
Lafayette, LA |
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| NCUA Charter Number | 3332 | |||
| Phone Number | (337) 232-8450 | |||
| Website | www.705fcu.com | |||
| Asset Quality |
705 Federal Credit Union
Lafayette, LA |
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| 1-Year Asset Growth | 5.63% | |||
| 5-Year Asset Growth | 6.58% | |||
| 5-Year Charge-Offs to Average Loans | 0.38% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 0.80% | |||
| Non-Performing Loans to Capital | 8.66% | |||
| Non-Performing Loans to Loans | 1.10% | |||
| Balance Sheet |
705 Federal Credit Union
Lafayette, LA |
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| Total Assets | 46.02M | |||
| Total Deposits | 42.06M | |||
| Capital and Reserves |
705 Federal Credit Union
Lafayette, LA |
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| Capital | 4.01M | |||
| Leverage Ratio | 8.90 | |||
| Loan Loss Reserves to Loans | 0.65% | |||
| Liquidity |
705 Federal Credit Union
Lafayette, LA |
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| Hot Money Ratio | 14.41% | |||
| Liquidity Ratio | 8.90% | |||
| Profitability |
705 Federal Credit Union
Lafayette, LA |
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| 5-Year Return on Average Assets | 0.44% | |||
| Net Income | -72.00K | |||
| Net Interest Spread | 3.35% | |||
| Operating Profit to Average Assets | -0.61% | |||
| Overhead Efficiency Ratio | 105.00% | |||
| Return on Assets | -0.64% | |||
| Return on Equity | -7.11% | |||