| Weiss Ratings |
705 Federal Credit Union
Lafayette, LA |
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| Rating | ||||
| Asset Quality Index | 5.40 | |||
| Capitalization Index | 4.80 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 1.10 | |||
| Stability Index | 1.00 | |||
| Company Info |
705 Federal Credit Union
Lafayette, LA |
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| NCUA Charter Number | 3332 | |||
| Phone Number | (337) 232-8450 | |||
| Website | www.705fcu.com | |||
| Asset Quality |
705 Federal Credit Union
Lafayette, LA |
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| 1-Year Asset Growth | 2.29% | |||
| 5-Year Asset Growth | 5.65% | |||
| 5-Year Charge-Offs to Average Loans | 0.49% | |||
| Charge-Offs to Average Loans | 0.40% | |||
| Non-Performing Assets to Assets | 1.17% | |||
| Non-Performing Loans to Capital | 15.06% | |||
| Non-Performing Loans to Loans | 1.53% | |||
| Balance Sheet |
705 Federal Credit Union
Lafayette, LA |
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| Total Assets | 46.57M | |||
| Total Deposits | 42.81M | |||
| Capital and Reserves |
705 Federal Credit Union
Lafayette, LA |
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| Capital | 3.34M | |||
| Leverage Ratio | 7.27 | |||
| Loan Loss Reserves to Loans | 0.77% | |||
| Liquidity |
705 Federal Credit Union
Lafayette, LA |
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| Hot Money Ratio | 13.88% | |||
| Liquidity Ratio | 10.12% | |||
| Profitability |
705 Federal Credit Union
Lafayette, LA |
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| 5-Year Return on Average Assets | 0.11% | |||
| Net Income | -118.00K | |||
| Net Interest Spread | 3.71% | |||
| Operating Profit to Average Assets | 0.01% | |||
| Overhead Efficiency Ratio | 99.88% | |||
| Return on Assets | -0.34% | |||
| Return on Equity | -4.68% | |||