Ocean County Employees Federal Credit Union

Toms River, NJ

Rating Date

December 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Ocean County Employees Federal Credit Union Toms River, NJ	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	10.00
Capitalization Index	10.00
Liquidity Index	7.70
Profitability Index	6.30
Stability Index	5.00

Company Info	Ocean County Employees Federal Credit Union Toms River, NJ	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3333
Phone Number	(732) 341-4004
Website	--

Asset Quality	Ocean County Employees Federal Credit Union Toms River, NJ	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	1.74%
5-Year Asset Growth	-0.68%
5-Year Charge-Offs to Average Loans	0.80%
Charge-Offs to Average Loans	2.12%
Non-Performing Assets to Assets	0.00%
Non-Performing Loans to Capital	0.00%
Non-Performing Loans to Loans	0.00%

Balance Sheet	Ocean County Employees Federal Credit Union Toms River, NJ	Click to Compare	Click to Compare	Click to Compare
Total Assets	1.52M
Total Deposits	1.25M

Capital and Reserves	Ocean County Employees Federal Credit Union Toms River, NJ	Click to Compare	Click to Compare	Click to Compare
Capital	270.00K
Leverage Ratio	17.75
Loan Loss Reserves to Loans	2.84%

Liquidity	Ocean County Employees Federal Credit Union Toms River, NJ	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	92.81%

Profitability	Ocean County Employees Federal Credit Union Toms River, NJ	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.31%
Net Income	13.00K
Net Interest Spread	7.10%
Operating Profit to Average Assets	1.18%
Overhead Efficiency Ratio	75.86%
Return on Assets	1.18%
Return on Equity	6.59%