C
Ocean County Employees Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
17.87
Leverage
Ratio
17.87
Return On
Assets
0.83%
Total
Assets
1.46M
Capital
260.00K
Total
Deposits
1.19M
Net
Income
3.00K
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Weiss Ratings Ocean County Employees Federal Credit Union
Toms River, NJ 		Click to
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Rating C
Asset Quality Index 9.60
Capitalization Index 10.00
Liquidity Index 7.40
Profitability Index 3.60
Stability Index 5.40
Company Info Ocean County Employees Federal Credit Union
Toms River, NJ 		Click to
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NCUA Charter Number 3333
Phone Number (732) 341-4004
Website --
Asset Quality Ocean County Employees Federal Credit Union
Toms River, NJ 		Click to
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1-Year Asset Growth -6.85%
5-Year Asset Growth -0.68%
5-Year Charge-Offs to Average Loans 0.80%
Charge-Offs to Average Loans 6.06%
Non-Performing Assets to Assets 0.21%
Non-Performing Loans to Capital 1.11%
Non-Performing Loans to Loans 0.79%
Balance Sheet Ocean County Employees Federal Credit Union
Toms River, NJ 		Click to
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Total Assets 1.46M
Total Deposits 1.19M
Capital and Reserves Ocean County Employees Federal Credit Union
Toms River, NJ 		Click to
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Capital 260.00K
Leverage Ratio 17.87
Loan Loss Reserves to Loans 2.90%
Liquidity Ocean County Employees Federal Credit Union
Toms River, NJ 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 89.62%
Profitability Ocean County Employees Federal Credit Union
Toms River, NJ 		Click to
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5-Year Return on Average Assets 0.31%
Net Income 3.00K
Net Interest Spread 6.53%
Operating Profit to Average Assets 0.83%
Overhead Efficiency Ratio 78.95%
Return on Assets 0.83%
Return on Equity 4.63%