Garland County Educators Federal Credit Union

Hot Springs, AR

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
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Weiss Ratings	Garland County Educators Federal Credit Union Hot Springs, AR	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	0.70
Capitalization Index	10.00
Liquidity Index	3.10
Profitability Index	8.30
Stability Index	8.90

Company Info	Garland County Educators Federal Credit Union Hot Springs, AR	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3337
Phone Number	(501) 623-9230
Website	www.gcefcuhotsprings.org

Asset Quality	Garland County Educators Federal Credit Union Hot Springs, AR	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	6.66%
5-Year Asset Growth	5.80%
5-Year Charge-Offs to Average Loans	0.26%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	6.20%
Non-Performing Loans to Capital	37.23%
Non-Performing Loans to Loans	7.59%

Balance Sheet	Garland County Educators Federal Credit Union Hot Springs, AR	Click to Compare	Click to Compare	Click to Compare
Total Assets	5.08M
Total Deposits	4.28M

Capital and Reserves	Garland County Educators Federal Credit Union Hot Springs, AR	Click to Compare	Click to Compare	Click to Compare
Capital	796.00K
Leverage Ratio	15.67
Loan Loss Reserves to Loans	1.21%

Liquidity	Garland County Educators Federal Credit Union Hot Springs, AR	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	21.08%

Profitability	Garland County Educators Federal Credit Union Hot Springs, AR	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.59%
Net Income	26.00K
Net Interest Spread	8.59%
Operating Profit to Average Assets	2.06%
Overhead Efficiency Ratio	54.74%
Return on Assets	2.06%
Return on Equity	13.28%