B
SkyPoint Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings SkyPoint Federal Credit Union
Germantown, MD
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Rating B
Asset Quality Index 6.30
Capitalization Index 6.00
Liquidity Index 2.60
Profitability Index 2.10
Stability Index 4.50
Company Info SkyPoint Federal Credit Union
Germantown, MD
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NCUA Charter Number 3347
Phone Number (301) 279-1964
Website www.skypointfcu.com
Asset Quality SkyPoint Federal Credit Union
Germantown, MD
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1-Year Asset Growth 7.11%
5-Year Asset Growth 8.61%
5-Year Charge-Offs to Average Loans 0.47%
Charge-Offs to Average Loans 0.94%
Non-Performing Assets to Assets 1.27%
Non-Performing Loans to Capital 13.52%
Non-Performing Loans to Loans 1.78%
Balance Sheet SkyPoint Federal Credit Union
Germantown, MD
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Total Assets 238.64M
Total Deposits 180.76M
Capital and Reserves SkyPoint Federal Credit Union
Germantown, MD
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Capital 20.10M
Leverage Ratio 12.12
Loan Loss Reserves to Loans 1.32%
Liquidity SkyPoint Federal Credit Union
Germantown, MD
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Hot Money Ratio 9.88%
Liquidity Ratio 15.83%
Profitability SkyPoint Federal Credit Union
Germantown, MD
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5-Year Return on Average Assets 0.91%
Net Income 182.00K
Net Interest Spread 4.49%
Operating Profit to Average Assets 0.66%
Overhead Efficiency Ratio 87.32%
Return on Assets 0.30%
Return on Equity 3.67%