B
Rock Valley Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Rock Valley Credit Union
Loves Park, IL
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Rating B
Asset Quality Index 7.70
Capitalization Index 10.00
Liquidity Index 2.30
Profitability Index 7.30
Stability Index 5.70
Company Info Rock Valley Credit Union
Loves Park, IL
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NCUA Charter Number 3349
Phone Number (815) 282-0300
Website www.rockvalleycreditunion.org
Asset Quality Rock Valley Credit Union
Loves Park, IL
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1-Year Asset Growth 4.37%
5-Year Asset Growth 6.74%
5-Year Charge-Offs to Average Loans 0.25%
Charge-Offs to Average Loans 0.37%
Non-Performing Assets to Assets 0.67%
Non-Performing Loans to Capital 5.40%
Non-Performing Loans to Loans 0.85%
Balance Sheet Rock Valley Credit Union
Loves Park, IL
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Total Assets 167.10M
Total Deposits 146.48M
Capital and Reserves Rock Valley Credit Union
Loves Park, IL
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Capital 19.45M
Leverage Ratio 11.94
Loan Loss Reserves to Loans 1.08%
Liquidity Rock Valley Credit Union
Loves Park, IL
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Hot Money Ratio 12.64%
Liquidity Ratio 9.91%
Profitability Rock Valley Credit Union
Loves Park, IL
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5-Year Return on Average Assets 0.81%
Net Income 1.54M
Net Interest Spread 4.46%
Operating Profit to Average Assets 1.54%
Overhead Efficiency Ratio 77.78%
Return on Assets 1.23%
Return on Equity 11.02%