B
Rock Valley Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Rock Valley Credit Union
Loves Park, IL
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Rating B
Asset Quality Index 8.00
Capitalization Index 9.10
Liquidity Index 2.50
Profitability Index 5.70
Stability Index 5.70
Company Info Rock Valley Credit Union
Loves Park, IL
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NCUA Charter Number 3349
Phone Number (815) 282-0300
Website www.rockvalleycreditunion.org
Asset Quality Rock Valley Credit Union
Loves Park, IL
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1-Year Asset Growth 6.94%
5-Year Asset Growth 6.74%
5-Year Charge-Offs to Average Loans 0.25%
Charge-Offs to Average Loans 0.38%
Non-Performing Assets to Assets 0.75%
Non-Performing Loans to Capital 4.59%
Non-Performing Loans to Loans 0.70%
Balance Sheet Rock Valley Credit Union
Loves Park, IL
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Total Assets 169.29M
Total Deposits 147.15M
Capital and Reserves Rock Valley Credit Union
Loves Park, IL
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Capital 19.06M
Leverage Ratio 11.68
Loan Loss Reserves to Loans 1.10%
Liquidity Rock Valley Credit Union
Loves Park, IL
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Hot Money Ratio 11.49%
Liquidity Ratio 11.52%
Profitability Rock Valley Credit Union
Loves Park, IL
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5-Year Return on Average Assets 0.81%
Net Income 1.33M
Net Interest Spread 4.37%
Operating Profit to Average Assets 1.93%
Overhead Efficiency Ratio 74.56%
Return on Assets 1.60%
Return on Equity 14.55%