| Weiss Ratings |
Saint Pats Employee Federal Credit Union
Missoula, MT |
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| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.70 | |||
| Profitability Index | 6.80 | |||
| Stability Index | 4.30 | |||
| Company Info |
Saint Pats Employee Federal Credit Union
Missoula, MT |
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| NCUA Charter Number | 3359 | |||
| Phone Number | (406) 329-5665 | |||
| Website | stpatscu.com | |||
| Asset Quality |
Saint Pats Employee Federal Credit Union
Missoula, MT |
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| 1-Year Asset Growth | -1.05% | |||
| 5-Year Asset Growth | 3.31% | |||
| 5-Year Charge-Offs to Average Loans | 0.08% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.91% | |||
| Non-Performing Loans to Capital | 7.46% | |||
| Non-Performing Loans to Loans | 2.36% | |||
| Balance Sheet |
Saint Pats Employee Federal Credit Union
Missoula, MT |
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| Total Assets | 5.49M | |||
| Total Deposits | 4.82M | |||
| Capital and Reserves |
Saint Pats Employee Federal Credit Union
Missoula, MT |
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| Capital | 650.00K | |||
| Leverage Ratio | 11.85 | |||
| Loan Loss Reserves to Loans | 0.95% | |||
| Liquidity |
Saint Pats Employee Federal Credit Union
Missoula, MT |
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| Hot Money Ratio | 20.90% | |||
| Liquidity Ratio | 25.88% | |||
| Profitability |
Saint Pats Employee Federal Credit Union
Missoula, MT |
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| 5-Year Return on Average Assets | 0.28% | |||
| Net Income | 50.00K | |||
| Net Interest Spread | 2.85% | |||
| Operating Profit to Average Assets | 1.21% | |||
| Overhead Efficiency Ratio | 63.64% | |||
| Return on Assets | 1.21% | |||
| Return on Equity | 10.65% | |||