| Weiss Ratings |
Saint Pats Employee Federal Credit Union
Missoula, MT |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 6.20 | |||
| Capitalization Index | 8.70 | |||
| Liquidity Index | 5.30 | |||
| Profitability Index | 3.70 | |||
| Stability Index | 3.00 | |||
| Company Info |
Saint Pats Employee Federal Credit Union
Missoula, MT |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 3359 | |||
| Phone Number | (406) 329-5665 | |||
| Website | www.stpatscu.com | |||
| Asset Quality |
Saint Pats Employee Federal Credit Union
Missoula, MT |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 1.04% | |||
| 5-Year Asset Growth | 3.03% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.11% | |||
| Non-Performing Assets to Assets | 1.01% | |||
| Non-Performing Loans to Capital | 9.12% | |||
| Non-Performing Loans to Loans | 2.23% | |||
| Balance Sheet |
Saint Pats Employee Federal Credit Union
Missoula, MT |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 5.54M | |||
| Total Deposits | 4.94M | |||
| Capital and Reserves |
Saint Pats Employee Federal Credit Union
Missoula, MT |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 589.00K | |||
| Leverage Ratio | 10.63 | |||
| Loan Loss Reserves to Loans | 0.99% | |||
| Liquidity |
Saint Pats Employee Federal Credit Union
Missoula, MT |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 28.03% | |||
| Liquidity Ratio | 25.79% | |||
| Profitability |
Saint Pats Employee Federal Credit Union
Missoula, MT |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.37% | |||
| Net Income | 22.00K | |||
| Net Interest Spread | 2.63% | |||
| Operating Profit to Average Assets | 0.56% | |||
| Overhead Efficiency Ratio | 68.63% | |||
| Return on Assets | 0.54% | |||
| Return on Equity | 5.07% | |||