Rivermark Community Credit Union
Major Rating Factors:
Operating profits as a percentage of assets at 0.6%, coupled with a return on assets of 0.3 has resulted in Weak (2.0) profitability. Weak current capitalization (2.2 on a scale of 0 to 10) based on a net capital to total assets of 4.9 and a net worth ratio of 0.0.
Other Rating Factors:
A current level of 23.2 percent of nonperforming loans to core capital combined with 23.2 percent from a year earlier contributes to the Fair asset quality (3.7). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.9 on a scale of 0 to 10).
Asset Mix:
Home mtgs (18%), consumer loans (16%), other (66%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
14405 Meyers Rd
Oregon City, OR 97045
Oregon City, OR 97045
Phone Number
(503) 626-6600
NCUA Charter Number
Website
Largest Competitors
Portland, OR
Medford, OR
Eugene, OR
Springfield, OR
Oregon City, OR