| Weiss Ratings |
Monterey Credit Union
Monterey, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.20 | |||
| Capitalization Index | 5.50 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 0.50 | |||
| Stability Index | 5.20 | |||
| Company Info |
Monterey Credit Union
Monterey, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 3364 | |||
| Phone Number | (831) 647-1000 | |||
| Website | www.montereycu.com | |||
| Asset Quality |
Monterey Credit Union
Monterey, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 12.38% | |||
| 5-Year Asset Growth | 3.65% | |||
| 5-Year Charge-Offs to Average Loans | 0.55% | |||
| Charge-Offs to Average Loans | 0.73% | |||
| Non-Performing Assets to Assets | 0.67% | |||
| Non-Performing Loans to Capital | 8.02% | |||
| Non-Performing Loans to Loans | 0.87% | |||
| Balance Sheet |
Monterey Credit Union
Monterey, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 328.43M | |||
| Total Deposits | 297.34M | |||
| Capital and Reserves |
Monterey Credit Union
Monterey, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 25.74M | |||
| Leverage Ratio | 11.05 | |||
| Loan Loss Reserves to Loans | 0.93% | |||
| Liquidity |
Monterey Credit Union
Monterey, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 20.47% | |||
| Liquidity Ratio | 6.72% | |||
| Profitability |
Monterey Credit Union
Monterey, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.32% | |||
| Net Income | -2.62M | |||
| Net Interest Spread | 3.34% | |||
| Operating Profit to Average Assets | -0.81% | |||
| Overhead Efficiency Ratio | 120.01% | |||
| Return on Assets | -1.12% | |||
| Return on Equity | -13.72% | |||