C
ALEC Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings ALEC Federal Credit Union
Baton Rouge, LA
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 8.10
Profitability Index 4.50
Stability Index 6.00
Company Info ALEC Federal Credit Union
Baton Rouge, LA
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NCUA Charter Number 3367
Phone Number (225) 293-3450
Website www.alecfcu.com
Asset Quality ALEC Federal Credit Union
Baton Rouge, LA
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1-Year Asset Growth -11.87%
5-Year Asset Growth -3.55%
5-Year Charge-Offs to Average Loans 0.48%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet ALEC Federal Credit Union
Baton Rouge, LA
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Total Assets 6.74M
Total Deposits 4.85M
Capital and Reserves ALEC Federal Credit Union
Baton Rouge, LA
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Capital 1.85M
Leverage Ratio 27.50
Loan Loss Reserves to Loans 5.89%
Liquidity ALEC Federal Credit Union
Baton Rouge, LA
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Hot Money Ratio 0.00%
Liquidity Ratio 76.26%
Profitability ALEC Federal Credit Union
Baton Rouge, LA
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5-Year Return on Average Assets 0.09%
Net Income 17.00K
Net Interest Spread 4.66%
Operating Profit to Average Assets 0.92%
Overhead Efficiency Ratio 78.38%
Return on Assets 0.98%
Return on Equity 3.69%