| Weiss Ratings |
Joy Employees Federal Credit Union
Bluefield, WV |
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| Rating | ||||
| Asset Quality Index | 2.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.50 | |||
| Profitability Index | 1.20 | |||
| Stability Index | 5.70 | |||
| Company Info |
Joy Employees Federal Credit Union
Bluefield, WV |
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| NCUA Charter Number | 3368 | |||
| Phone Number | (276) 322-5454 | |||
| Website | -- | |||
| Asset Quality |
Joy Employees Federal Credit Union
Bluefield, WV |
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| 1-Year Asset Growth | -30.47% | |||
| 5-Year Asset Growth | -12.71% | |||
| 5-Year Charge-Offs to Average Loans | 1.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 16.62% | |||
| Non-Performing Loans to Capital | 30.62% | |||
| Non-Performing Loans to Loans | 22.83% | |||
| Balance Sheet |
Joy Employees Federal Credit Union
Bluefield, WV |
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| Total Assets | 680.00K | |||
| Total Deposits | 409.00K | |||
| Capital and Reserves |
Joy Employees Federal Credit Union
Bluefield, WV |
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| Capital | 270.00K | |||
| Leverage Ratio | 39.71 | |||
| Loan Loss Reserves to Loans | 20.00% | |||
| Liquidity |
Joy Employees Federal Credit Union
Bluefield, WV |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 64.30% | |||
| Profitability |
Joy Employees Federal Credit Union
Bluefield, WV |
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| 5-Year Return on Average Assets | 0.65% | |||
| Net Income | 0.00 | |||
| Net Interest Spread | 6.18% | |||
| Operating Profit to Average Assets | 0.00% | |||
| Overhead Efficiency Ratio | 100.00% | |||
| Return on Assets | 0.00% | |||
| Return on Equity | 0.00% | |||