Weiss Ratings |
Joy Employees Federal Credit Union
Bluefield, WV |
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Rating | ||||
Asset Quality Index | 2.10 | |||
Capitalization Index | 10.00 | |||
Liquidity Index | 4.50 | |||
Profitability Index | 1.20 | |||
Stability Index | 5.70 | |||
Company Info |
Joy Employees Federal Credit Union
Bluefield, WV |
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NCUA Charter Number | 3368 | |||
Phone Number | (276) 322-5454 | |||
Website | -- | |||
Asset Quality |
Joy Employees Federal Credit Union
Bluefield, WV |
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1-Year Asset Growth | -30.47% | |||
5-Year Asset Growth | -12.71% | |||
5-Year Charge-Offs to Average Loans | 1.01% | |||
Charge-Offs to Average Loans | 0.00% | |||
Non-Performing Assets to Assets | 16.62% | |||
Non-Performing Loans to Capital | 30.62% | |||
Non-Performing Loans to Loans | 22.83% | |||
Balance Sheet |
Joy Employees Federal Credit Union
Bluefield, WV |
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Total Assets | 680.00K | |||
Total Deposits | 409.00K | |||
Capital and Reserves |
Joy Employees Federal Credit Union
Bluefield, WV |
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Capital | 270.00K | |||
Leverage Ratio | 39.71 | |||
Loan Loss Reserves to Loans | 20.00% | |||
Liquidity |
Joy Employees Federal Credit Union
Bluefield, WV |
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Hot Money Ratio | 0.00% | |||
Liquidity Ratio | 64.30% | |||
Profitability |
Joy Employees Federal Credit Union
Bluefield, WV |
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5-Year Return on Average Assets | 0.65% | |||
Net Income | 0.00 | |||
Net Interest Spread | 6.18% | |||
Operating Profit to Average Assets | 0.00% | |||
Overhead Efficiency Ratio | 100.00% | |||
Return on Assets | 0.00% | |||
Return on Equity | 0.00% | |||