B
Northeast Panhandle Teachers Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
21.15
Leverage
Ratio
21.15
Return On
Assets
0.84%
Total
Assets
21.63M
Capital
4.57M
Total
Deposits
17.03M
Net
Income
137.00K
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Weiss Ratings Northeast Panhandle Teachers Federal Credit Union
Perryton, TX 		Click to
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Rating B
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 5.40
Profitability Index 7.50
Stability Index 6.30
Company Info Northeast Panhandle Teachers Federal Credit Union
Perryton, TX 		Click to
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NCUA Charter Number 3370
Phone Number (806) 435-9522
Website www.nptfcu.com
Asset Quality Northeast Panhandle Teachers Federal Credit Union
Perryton, TX 		Click to
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1-Year Asset Growth -0.36%
5-Year Asset Growth 0.52%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.21%
Non-Performing Assets to Assets 0.07%
Non-Performing Loans to Capital 0.32%
Non-Performing Loans to Loans 0.12%
Balance Sheet Northeast Panhandle Teachers Federal Credit Union
Perryton, TX 		Click to
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Total Assets 21.63M
Total Deposits 17.03M
Capital and Reserves Northeast Panhandle Teachers Federal Credit Union
Perryton, TX 		Click to
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Capital 4.57M
Leverage Ratio 21.15
Loan Loss Reserves to Loans 0.85%
Liquidity Northeast Panhandle Teachers Federal Credit Union
Perryton, TX 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 45.59%
Profitability Northeast Panhandle Teachers Federal Credit Union
Perryton, TX 		Click to
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5-Year Return on Average Assets 0.93%
Net Income 137.00K
Net Interest Spread 3.57%
Operating Profit to Average Assets 1.15%
Overhead Efficiency Ratio 64.58%
Return on Assets 0.84%
Return on Equity 4.04%