C
Cross Valley Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cross Valley Federal Credit Union
Wilkes-Barre, PA
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Rating C
Asset Quality Index 9.00
Capitalization Index 5.20
Liquidity Index 4.70
Profitability Index 7.00
Stability Index 4.70
Company Info Cross Valley Federal Credit Union
Wilkes-Barre, PA
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NCUA Charter Number 3376
Phone Number (570) 823-6836
Website www.crossvalleyfcu.org
Asset Quality Cross Valley Federal Credit Union
Wilkes-Barre, PA
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1-Year Asset Growth 11.45%
5-Year Asset Growth 9.04%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.22%
Non-Performing Assets to Assets 0.28%
Non-Performing Loans to Capital 3.47%
Non-Performing Loans to Loans 0.63%
Balance Sheet Cross Valley Federal Credit Union
Wilkes-Barre, PA
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Total Assets 270.75M
Total Deposits 248.04M
Capital and Reserves Cross Valley Federal Credit Union
Wilkes-Barre, PA
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Capital 20.89M
Leverage Ratio 8.44
Loan Loss Reserves to Loans 0.70%
Liquidity Cross Valley Federal Credit Union
Wilkes-Barre, PA
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Hot Money Ratio 3.35%
Liquidity Ratio 26.64%
Profitability Cross Valley Federal Credit Union
Wilkes-Barre, PA
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5-Year Return on Average Assets 0.59%
Net Income 2.02M
Net Interest Spread 4.14%
Operating Profit to Average Assets 1.19%
Overhead Efficiency Ratio 72.79%
Return on Assets 1.03%
Return on Equity 14.34%