White Sands Federal Credit Union
| Weiss Ratings |
White Sands Federal Credit Union
Las Cruces, NM |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.70 | |||
| Profitability Index | 8.30 | |||
| Stability Index | 8.00 | |||
| Company Info |
White Sands Federal Credit Union
Las Cruces, NM |
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| NCUA Charter Number | 338 | |||
| Phone Number | (575) 647-4500 | |||
| Website | www.wsfcu.org | |||
| Asset Quality |
White Sands Federal Credit Union
Las Cruces, NM |
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| 1-Year Asset Growth | 1.05% | |||
| 5-Year Asset Growth | 4.29% | |||
| 5-Year Charge-Offs to Average Loans | 0.20% | |||
| Charge-Offs to Average Loans | 0.29% | |||
| Non-Performing Assets to Assets | 0.03% | |||
| Non-Performing Loans to Capital | 0.06% | |||
| Non-Performing Loans to Loans | 0.01% | |||
| Balance Sheet |
White Sands Federal Credit Union
Las Cruces, NM |
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| Total Assets | 402.85M | |||
| Total Deposits | 351.57M | |||
| Capital and Reserves |
White Sands Federal Credit Union
Las Cruces, NM |
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| Capital | 49.34M | |||
| Leverage Ratio | 12.24 | |||
| Loan Loss Reserves to Loans | 0.31% | |||
| Liquidity |
White Sands Federal Credit Union
Las Cruces, NM |
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| Hot Money Ratio | 4.28% | |||
| Liquidity Ratio | 30.66% | |||
| Profitability |
White Sands Federal Credit Union
Las Cruces, NM |
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| 5-Year Return on Average Assets | 0.90% | |||
| Net Income | 1.35M | |||
| Net Interest Spread | 4.73% | |||
| Operating Profit to Average Assets | 1.57% | |||
| Overhead Efficiency Ratio | 68.46% | |||
| Return on Assets | 1.36% | |||
| Return on Equity | 11.08% | |||