| Weiss Ratings |
Ocean Financial Federal Credit Union
Oceanside, NY |
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| Rating | ||||
| Asset Quality Index | 6.00 | |||
| Capitalization Index | 2.90 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 2.20 | |||
| Stability Index | 1.70 | |||
| Company Info |
Ocean Financial Federal Credit Union
Oceanside, NY |
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| NCUA Charter Number | 3380 | |||
| Phone Number | (516) 620-8100 | |||
| Website | www.oceanfinancial.org | |||
| Asset Quality |
Ocean Financial Federal Credit Union
Oceanside, NY |
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| 1-Year Asset Growth | -2.78% | |||
| 5-Year Asset Growth | 3.01% | |||
| 5-Year Charge-Offs to Average Loans | 0.27% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 0.70% | |||
| Non-Performing Loans to Capital | 13.57% | |||
| Non-Performing Loans to Loans | 1.04% | |||
| Balance Sheet |
Ocean Financial Federal Credit Union
Oceanside, NY |
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| Total Assets | 357.81M | |||
| Total Deposits | 338.60M | |||
| Capital and Reserves |
Ocean Financial Federal Credit Union
Oceanside, NY |
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| Capital | 16.80M | |||
| Leverage Ratio | 9.33 | |||
| Loan Loss Reserves to Loans | 0.71% | |||
| Liquidity |
Ocean Financial Federal Credit Union
Oceanside, NY |
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| Hot Money Ratio | 24.10% | |||
| Liquidity Ratio | 7.52% | |||
| Profitability |
Ocean Financial Federal Credit Union
Oceanside, NY |
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| 5-Year Return on Average Assets | 0.43% | |||
| Net Income | -107.00K | |||
| Net Interest Spread | 2.32% | |||
| Operating Profit to Average Assets | -0.08% | |||
| Overhead Efficiency Ratio | 103.10% | |||
| Return on Assets | -0.12% | |||
| Return on Equity | -2.48% | |||