D
Ocean Financial Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Ocean Financial Federal Credit Union
Oceanside, NY
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Rating D
Asset Quality Index 3.70
Capitalization Index 2.70
Liquidity Index 2.70
Profitability Index 1.70
Stability Index 2.60
Company Info Ocean Financial Federal Credit Union
Oceanside, NY
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NCUA Charter Number 3380
Phone Number (516) 620-8100
Website www.oceanfinancial.org
Asset Quality Ocean Financial Federal Credit Union
Oceanside, NY
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1-Year Asset Growth 6.58%
5-Year Asset Growth 2.78%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.99%
Non-Performing Loans to Capital 20.54%
Non-Performing Loans to Loans 1.61%
Balance Sheet Ocean Financial Federal Credit Union
Oceanside, NY
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Total Assets 381.35M
Total Deposits 359.65M
Capital and Reserves Ocean Financial Federal Credit Union
Oceanside, NY
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Capital 19.65M
Leverage Ratio 8.50
Loan Loss Reserves to Loans 0.84%
Liquidity Ocean Financial Federal Credit Union
Oceanside, NY
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Hot Money Ratio 27.65%
Liquidity Ratio 9.95%
Profitability Ocean Financial Federal Credit Union
Oceanside, NY
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5-Year Return on Average Assets 0.30%
Net Income -38.00K
Net Interest Spread 2.56%
Operating Profit to Average Assets 0.12%
Overhead Efficiency Ratio 103.30%
Return on Assets -0.04%
Return on Equity -0.81%