| Weiss Ratings |
Ocean Financial Federal Credit Union
Oceanside, NY |
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| Rating | ||||
| Asset Quality Index | 5.60 | |||
| Capitalization Index | 3.20 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 1.40 | |||
| Stability Index | 2.50 | |||
| Company Info |
Ocean Financial Federal Credit Union
Oceanside, NY |
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| NCUA Charter Number | 3380 | |||
| Phone Number | (516) 620-8100 | |||
| Website | www.oceanfinancial.org | |||
| Asset Quality |
Ocean Financial Federal Credit Union
Oceanside, NY |
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| 1-Year Asset Growth | 5.72% | |||
| 5-Year Asset Growth | 2.78% | |||
| 5-Year Charge-Offs to Average Loans | 0.08% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 0.96% | |||
| Non-Performing Loans to Capital | 17.29% | |||
| Non-Performing Loans to Loans | 1.45% | |||
| Balance Sheet |
Ocean Financial Federal Credit Union
Oceanside, NY |
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| Total Assets | 383.36M | |||
| Total Deposits | 361.14M | |||
| Capital and Reserves |
Ocean Financial Federal Credit Union
Oceanside, NY |
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| Capital | 20.16M | |||
| Leverage Ratio | 8.49 | |||
| Loan Loss Reserves to Loans | 0.86% | |||
| Liquidity |
Ocean Financial Federal Credit Union
Oceanside, NY |
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| Hot Money Ratio | 28.33% | |||
| Liquidity Ratio | 11.00% | |||
| Profitability |
Ocean Financial Federal Credit Union
Oceanside, NY |
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| 5-Year Return on Average Assets | 0.30% | |||
| Net Income | 94.00K | |||
| Net Interest Spread | 2.65% | |||
| Operating Profit to Average Assets | 0.21% | |||
| Overhead Efficiency Ratio | 95.35% | |||
| Return on Assets | 0.05% | |||
| Return on Equity | 0.97% | |||