| Weiss Ratings |
Ocean Financial Federal Credit Union
Oceanside, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 5.80 | |||
| Capitalization Index | 3.60 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 1.80 | |||
| Stability Index | 1.70 | |||
| Company Info |
Ocean Financial Federal Credit Union
Oceanside, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 3380 | |||
| Phone Number | (516) 620-8100 | |||
| Website | www.oceanfinancial.org | |||
| Asset Quality |
Ocean Financial Federal Credit Union
Oceanside, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 6.33% | |||
| 5-Year Asset Growth | 2.78% | |||
| 5-Year Charge-Offs to Average Loans | 0.08% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 1.04% | |||
| Non-Performing Loans to Capital | 16.96% | |||
| Non-Performing Loans to Loans | 1.50% | |||
| Balance Sheet |
Ocean Financial Federal Credit Union
Oceanside, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 397.94M | |||
| Total Deposits | 363.60M | |||
| Capital and Reserves |
Ocean Financial Federal Credit Union
Oceanside, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 22.03M | |||
| Leverage Ratio | 8.22 | |||
| Loan Loss Reserves to Loans | 0.89% | |||
| Liquidity |
Ocean Financial Federal Credit Union
Oceanside, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 28.93% | |||
| Liquidity Ratio | 10.72% | |||
| Profitability |
Ocean Financial Federal Credit Union
Oceanside, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.30% | |||
| Net Income | 264.00K | |||
| Net Interest Spread | 2.72% | |||
| Operating Profit to Average Assets | 0.25% | |||
| Overhead Efficiency Ratio | 90.81% | |||
| Return on Assets | 0.09% | |||
| Return on Equity | 1.77% | |||