B
Softite Community Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
13.14
Leverage
Ratio
13.14
Return On
Assets
0.95%
Total
Assets
36.22M
Capital
4.76M
Total
Deposits
31.28M
Net
Income
85.00K
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Weiss Ratings Softite Community Federal Credit Union
Martins Ferry, OH 		Click to
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Rating B
Asset Quality Index 7.00
Capitalization Index 10.00
Liquidity Index 5.30
Profitability Index 5.60
Stability Index 7.40
Company Info Softite Community Federal Credit Union
Martins Ferry, OH 		Click to
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NCUA Charter Number 3396
Phone Number (740) 633-2103
Website www.softitecfcu.com
Asset Quality Softite Community Federal Credit Union
Martins Ferry, OH 		Click to
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1-Year Asset Growth -0.29%
5-Year Asset Growth 10.04%
5-Year Charge-Offs to Average Loans 0.37%
Charge-Offs to Average Loans 0.15%
Non-Performing Assets to Assets 1.13%
Non-Performing Loans to Capital 8.32%
Non-Performing Loans to Loans 2.24%
Balance Sheet Softite Community Federal Credit Union
Martins Ferry, OH 		Click to
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Total Assets 36.22M
Total Deposits 31.28M
Capital and Reserves Softite Community Federal Credit Union
Martins Ferry, OH 		Click to
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Capital 4.76M
Leverage Ratio 13.14
Loan Loss Reserves to Loans 1.00%
Liquidity Softite Community Federal Credit Union
Martins Ferry, OH 		Click to
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Hot Money Ratio 4.14%
Liquidity Ratio 25.12%
Profitability Softite Community Federal Credit Union
Martins Ferry, OH 		Click to
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5-Year Return on Average Assets 1.10%
Net Income 85.00K
Net Interest Spread 5.03%
Operating Profit to Average Assets 1.04%
Overhead Efficiency Ratio 80.34%
Return on Assets 0.95%
Return on Equity 7.21%