Softite Community Federal Credit Union

Martins Ferry, OH

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
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Weiss Ratings	Softite Community Federal Credit Union Martins Ferry, OH	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	6.90
Capitalization Index	10.00
Liquidity Index	5.40
Profitability Index	7.60
Stability Index	7.30

Company Info	Softite Community Federal Credit Union Martins Ferry, OH	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3396
Phone Number	(740) 633-2103
Website	www.softitecfcu.com

Asset Quality	Softite Community Federal Credit Union Martins Ferry, OH	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-2.65%
5-Year Asset Growth	8.74%
5-Year Charge-Offs to Average Loans	0.50%
Charge-Offs to Average Loans	0.44%
Non-Performing Assets to Assets	1.10%
Non-Performing Loans to Capital	7.70%
Non-Performing Loans to Loans	2.40%

Balance Sheet	Softite Community Federal Credit Union Martins Ferry, OH	Click to Compare	Click to Compare	Click to Compare
Total Assets	35.64M
Total Deposits	30.21M

Capital and Reserves	Softite Community Federal Credit Union Martins Ferry, OH	Click to Compare	Click to Compare	Click to Compare
Capital	5.26M
Leverage Ratio	14.76
Loan Loss Reserves to Loans	1.43%

Liquidity	Softite Community Federal Credit Union Martins Ferry, OH	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	4.87%
Liquidity Ratio	26.25%

Profitability	Softite Community Federal Credit Union Martins Ferry, OH	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.05%
Net Income	215.00K
Net Interest Spread	6.05%
Operating Profit to Average Assets	1.62%
Overhead Efficiency Ratio	74.37%
Return on Assets	1.23%
Return on Equity	8.36%