B
Middlesex-Essex Postal Employees Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
35.53
Leverage
Ratio
35.53
Return On
Assets
1.89%
Total
Assets
4.66M
Capital
1.66M
Total
Deposits
3.00M
Net
Income
44.00K
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Weiss Ratings Middlesex-Essex Postal Employees Federal Credit Union
North Reading, MA 		Click to
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Rating B
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 7.40
Profitability Index 9.30
Stability Index 5.70
Company Info Middlesex-Essex Postal Employees Federal Credit Union
North Reading, MA 		Click to
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NCUA Charter Number 3399
Phone Number (978) 664-5938
Website --
Asset Quality Middlesex-Essex Postal Employees Federal Credit Union
North Reading, MA 		Click to
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1-Year Asset Growth -1.69%
5-Year Asset Growth -2.46%
5-Year Charge-Offs to Average Loans 0.88%
Charge-Offs to Average Loans 0.24%
Non-Performing Assets to Assets 0.79%
Non-Performing Loans to Capital 2.22%
Non-Performing Loans to Loans 2.34%
Balance Sheet Middlesex-Essex Postal Employees Federal Credit Union
North Reading, MA 		Click to
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Total Assets 4.66M
Total Deposits 3.00M
Capital and Reserves Middlesex-Essex Postal Employees Federal Credit Union
North Reading, MA 		Click to
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Capital 1.66M
Leverage Ratio 35.53
Loan Loss Reserves to Loans 0.89%
Liquidity Middlesex-Essex Postal Employees Federal Credit Union
North Reading, MA 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 99.37%
Profitability Middlesex-Essex Postal Employees Federal Credit Union
North Reading, MA 		Click to
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5-Year Return on Average Assets 0.27%
Net Income 44.00K
Net Interest Spread 5.87%
Operating Profit to Average Assets 1.89%
Overhead Efficiency Ratio 63.93%
Return on Assets 1.89%
Return on Equity 5.38%