B
Middlesex-Essex Postal Employees Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
35.41
Leverage
Ratio
35.41
Return On
Assets
1.77%
Total
Assets
4.73M
Capital
1.67M
Total
Deposits
3.05M
Net
Income
62.00K
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Weiss Ratings Middlesex-Essex Postal Employees Federal Credit Union
North Reading, MA 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 7.40
Profitability Index 9.80
Stability Index 5.70
Company Info Middlesex-Essex Postal Employees Federal Credit Union
North Reading, MA 		Click to
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NCUA Charter Number 3399
Phone Number (978) 664-5938
Website --
Asset Quality Middlesex-Essex Postal Employees Federal Credit Union
North Reading, MA 		Click to
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1-Year Asset Growth 2.36%
5-Year Asset Growth -2.46%
5-Year Charge-Offs to Average Loans 0.88%
Charge-Offs to Average Loans 0.16%
Non-Performing Assets to Assets 0.63%
Non-Performing Loans to Capital 1.78%
Non-Performing Loans to Loans 1.93%
Balance Sheet Middlesex-Essex Postal Employees Federal Credit Union
North Reading, MA 		Click to
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Total Assets 4.73M
Total Deposits 3.05M
Capital and Reserves Middlesex-Essex Postal Employees Federal Credit Union
North Reading, MA 		Click to
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Capital 1.67M
Leverage Ratio 35.41
Loan Loss Reserves to Loans 0.90%
Liquidity Middlesex-Essex Postal Employees Federal Credit Union
North Reading, MA 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 92.69%
Profitability Middlesex-Essex Postal Employees Federal Credit Union
North Reading, MA 		Click to
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5-Year Return on Average Assets 0.27%
Net Income 62.00K
Net Interest Spread 5.64%
Operating Profit to Average Assets 1.80%
Overhead Efficiency Ratio 65.00%
Return on Assets 1.77%
Return on Equity 5.03%