A
San Francisco Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
10.02
Leverage
Ratio
10.92
Return On
Assets
1.03%
Total
Assets
1.44B
Capital
144.60M
Total
Deposits
1.11B
Net
Income
6.91M
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Weiss Ratings San Francisco Federal Credit Union
San Francisco, CA 		Click to
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Rating A
Asset Quality Index 10.00
Capitalization Index 8.40
Liquidity Index 4.70
Profitability Index 4.80
Stability Index 6.70
Company Info San Francisco Federal Credit Union
San Francisco, CA 		Click to
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NCUA Charter Number 340
Phone Number (415) 775-5377
Website www.sanfranciscofcu.com
Asset Quality San Francisco Federal Credit Union
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1-Year Asset Growth 8.02%
5-Year Asset Growth 3.07%
5-Year Charge-Offs to Average Loans 0.62%
Charge-Offs to Average Loans 0.26%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 0.69%
Non-Performing Loans to Loans 0.20%
Balance Sheet San Francisco Federal Credit Union
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Total Assets 1.44B
Total Deposits 1.11B
Capital and Reserves San Francisco Federal Credit Union
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Capital 144.60M
Leverage Ratio 10.92
Loan Loss Reserves to Loans 3.69%
Liquidity San Francisco Federal Credit Union
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Hot Money Ratio 8.16%
Liquidity Ratio 41.44%
Profitability San Francisco Federal Credit Union
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5-Year Return on Average Assets 0.28%
Net Income 6.91M
Net Interest Spread 3.64%
Operating Profit to Average Assets 1.09%
Overhead Efficiency Ratio 72.43%
Return on Assets 1.03%
Return on Equity 9.98%