A
San Francisco Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
10.35
Leverage
Ratio
11.23
Return On
Assets
1.77%
Total
Assets
1.35B
Capital
134.59M
Total
Deposits
1.01B
Net
Income
18.74M
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Weiss Ratings San Francisco Federal Credit Union
San Francisco, CA 		Click to
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Rating A
Asset Quality Index 10.00
Capitalization Index 8.30
Liquidity Index 5.60
Profitability Index 9.40
Stability Index 6.80
Company Info San Francisco Federal Credit Union
San Francisco, CA 		Click to
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NCUA Charter Number 340
Phone Number (415) 775-5377
Website www.sanfranciscofcu.com
Asset Quality San Francisco Federal Credit Union
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1-Year Asset Growth -9.19%
5-Year Asset Growth 6.79%
5-Year Charge-Offs to Average Loans 0.52%
Charge-Offs to Average Loans 0.68%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 1.39%
Non-Performing Loans to Loans 0.46%
Balance Sheet San Francisco Federal Credit Union
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Total Assets 1.35B
Total Deposits 1.01B
Capital and Reserves San Francisco Federal Credit Union
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Capital 134.59M
Leverage Ratio 11.23
Loan Loss Reserves to Loans 5.03%
Liquidity San Francisco Federal Credit Union
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Hot Money Ratio 8.42%
Liquidity Ratio 51.46%
Profitability San Francisco Federal Credit Union
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5-Year Return on Average Assets 0.16%
Net Income 18.74M
Net Interest Spread 3.51%
Operating Profit to Average Assets 1.69%
Overhead Efficiency Ratio 51.36%
Return on Assets 1.77%
Return on Equity 21.27%