B
San Francisco Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
10.55
Leverage
Ratio
11.28
Return On
Assets
1.17%
Total
Assets
1.44B
Capital
152.14M
Total
Deposits
1.10B
Net
Income
12.07M
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Weiss Ratings San Francisco Federal Credit Union
San Francisco, CA 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 8.60
Liquidity Index 4.50
Profitability Index 6.10
Stability Index 7.10
Company Info San Francisco Federal Credit Union
San Francisco, CA 		Click to
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NCUA Charter Number 340
Phone Number (415) 775-5377
Website www.sanfranciscofcu.com
Asset Quality San Francisco Federal Credit Union
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1-Year Asset Growth 7.16%
5-Year Asset Growth 3.07%
5-Year Charge-Offs to Average Loans 0.62%
Charge-Offs to Average Loans 0.16%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 1.07%
Non-Performing Loans to Loans 0.27%
Balance Sheet San Francisco Federal Credit Union
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Total Assets 1.44B
Total Deposits 1.10B
Capital and Reserves San Francisco Federal Credit Union
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Capital 152.14M
Leverage Ratio 11.28
Loan Loss Reserves to Loans 3.41%
Liquidity San Francisco Federal Credit Union
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Hot Money Ratio 7.39%
Liquidity Ratio 40.46%
Profitability San Francisco Federal Credit Union
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5-Year Return on Average Assets 0.28%
Net Income 12.07M
Net Interest Spread 3.68%
Operating Profit to Average Assets 1.21%
Overhead Efficiency Ratio 67.56%
Return on Assets 1.17%
Return on Equity 11.35%