C
U T Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings U T Federal Credit Union
Knoxville, TN
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Rating C
Asset Quality Index 9.10
Capitalization Index 6.20
Liquidity Index 1.60
Profitability Index 5.10
Stability Index 5.00
Company Info U T Federal Credit Union
Knoxville, TN
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NCUA Charter Number 3400
Phone Number (865) 971-1971
Website www.utfcu.org
Asset Quality U T Federal Credit Union
Knoxville, TN
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1-Year Asset Growth 5.72%
5-Year Asset Growth 9.99%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.23%
Non-Performing Assets to Assets 0.14%
Non-Performing Loans to Capital 1.58%
Non-Performing Loans to Loans 0.17%
Balance Sheet U T Federal Credit Union
Knoxville, TN
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Total Assets 551.77M
Total Deposits 471.38M
Capital and Reserves U T Federal Credit Union
Knoxville, TN
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Capital 47.41M
Leverage Ratio 9.40
Loan Loss Reserves to Loans 0.60%
Liquidity U T Federal Credit Union
Knoxville, TN
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Hot Money Ratio 18.11%
Liquidity Ratio 5.65%
Profitability U T Federal Credit Union
Knoxville, TN
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5-Year Return on Average Assets 0.98%
Net Income 2.15M
Net Interest Spread 3.84%
Operating Profit to Average Assets 0.82%
Overhead Efficiency Ratio 80.16%
Return on Assets 0.54%
Return on Equity 6.29%