B
U T Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings U T Federal Credit Union
Knoxville, TN
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Rating B
Asset Quality Index 9.90
Capitalization Index 6.00
Liquidity Index 2.40
Profitability Index 4.70
Stability Index 6.10
Company Info U T Federal Credit Union
Knoxville, TN
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NCUA Charter Number 3400
Phone Number (865) 971-1971
Website www.utfcu.org
Asset Quality U T Federal Credit Union
Knoxville, TN
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1-Year Asset Growth 8.22%
5-Year Asset Growth 9.99%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.27%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 1.08%
Non-Performing Loans to Loans 0.12%
Balance Sheet U T Federal Credit Union
Knoxville, TN
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Total Assets 539.42M
Total Deposits 454.10M
Capital and Reserves U T Federal Credit Union
Knoxville, TN
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Capital 45.18M
Leverage Ratio 9.33
Loan Loss Reserves to Loans 0.58%
Liquidity U T Federal Credit Union
Knoxville, TN
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Hot Money Ratio 18.57%
Liquidity Ratio 11.51%
Profitability U T Federal Credit Union
Knoxville, TN
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5-Year Return on Average Assets 0.98%
Net Income 610.00K
Net Interest Spread 3.69%
Operating Profit to Average Assets 0.75%
Overhead Efficiency Ratio 80.72%
Return on Assets 0.46%
Return on Equity 5.48%