D
HEMA Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings HEMA Federal Credit Union
Silver Spring, MD
Click to
Compare
Click to
Compare
Click to
Compare
Rating D
Asset Quality Index 8.80
Capitalization Index 7.30
Liquidity Index 4.40
Profitability Index 1.70
Stability Index 4.50
Company Info HEMA Federal Credit Union
Silver Spring, MD
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 3409
Phone Number (301) 588-1860
Website www.hemafcu.org
Asset Quality HEMA Federal Credit Union
Silver Spring, MD
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -1.70%
5-Year Asset Growth 1.92%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans -0.06%
Non-Performing Assets to Assets 0.22%
Non-Performing Loans to Capital 2.22%
Non-Performing Loans to Loans 0.52%
Balance Sheet HEMA Federal Credit Union
Silver Spring, MD
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 17.35M
Total Deposits 15.67M
Capital and Reserves HEMA Federal Credit Union
Silver Spring, MD
Click to
Compare
Click to
Compare
Click to
Compare
Capital 1.68M
Leverage Ratio 9.66
Loan Loss Reserves to Loans 1.08%
Liquidity HEMA Federal Credit Union
Silver Spring, MD
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 0.00%
Liquidity Ratio 30.46%
Profitability HEMA Federal Credit Union
Silver Spring, MD
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.04%
Net Income 24.00K
Net Interest Spread 3.09%
Operating Profit to Average Assets 0.28%
Overhead Efficiency Ratio 90.80%
Return on Assets 0.28%
Return on Equity 2.89%