D
HEMA Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings HEMA Federal Credit Union
Silver Spring, MD
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Rating D
Asset Quality Index 7.20
Capitalization Index 6.80
Liquidity Index 4.00
Profitability Index 1.00
Stability Index 3.60
Company Info HEMA Federal Credit Union
Silver Spring, MD
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NCUA Charter Number 3409
Phone Number (301) 588-1860
Website www.hemafcu.org
Asset Quality HEMA Federal Credit Union
Silver Spring, MD
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1-Year Asset Growth -8.27%
5-Year Asset Growth 2.38%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans -0.39%
Non-Performing Assets to Assets 0.44%
Non-Performing Loans to Capital 4.56%
Non-Performing Loans to Loans 1.25%
Balance Sheet HEMA Federal Credit Union
Silver Spring, MD
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Total Assets 17.67M
Total Deposits 16.04M
Capital and Reserves HEMA Federal Credit Union
Silver Spring, MD
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Capital 1.63M
Leverage Ratio 9.21
Loan Loss Reserves to Loans 1.33%
Liquidity HEMA Federal Credit Union
Silver Spring, MD
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Hot Money Ratio 0.00%
Liquidity Ratio 24.31%
Profitability HEMA Federal Credit Union
Silver Spring, MD
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5-Year Return on Average Assets 0.17%
Net Income -18.00K
Net Interest Spread 2.69%
Operating Profit to Average Assets -0.14%
Overhead Efficiency Ratio 105.26%
Return on Assets -0.41%
Return on Equity -4.42%