B
South Carolina Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
12.98
Leverage
Ratio
13.06
Return On
Assets
0.79%
Total
Assets
2.53B
Capital
328.42M
Total
Deposits
2.02B
Net
Income
14.98M
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Weiss Ratings South Carolina Federal Credit Union
North Charleston, SC 		Click to
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Rating B
Asset Quality Index 8.00
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 6.80
Stability Index 6.30
Company Info South Carolina Federal Credit Union
North Charleston, SC 		Click to
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NCUA Charter Number 341
Phone Number (843) 797-8300
Website www.scfederal.org
Asset Quality South Carolina Federal Credit Union
North Charleston, SC 		Click to
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1-Year Asset Growth 0.23%
5-Year Asset Growth 6.68%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.45%
Non-Performing Assets to Assets 0.71%
Non-Performing Loans to Capital 5.20%
Non-Performing Loans to Loans 0.92%
Balance Sheet South Carolina Federal Credit Union
North Charleston, SC 		Click to
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Total Assets 2.53B
Total Deposits 2.02B
Capital and Reserves South Carolina Federal Credit Union
North Charleston, SC 		Click to
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Capital 328.42M
Leverage Ratio 13.06
Loan Loss Reserves to Loans 0.91%
Liquidity South Carolina Federal Credit Union
North Charleston, SC 		Click to
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Hot Money Ratio 2.33%
Liquidity Ratio 13.18%
Profitability South Carolina Federal Credit Union
North Charleston, SC 		Click to
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5-Year Return on Average Assets 0.79%
Net Income 14.98M
Net Interest Spread 5.36%
Operating Profit to Average Assets 1.14%
Overhead Efficiency Ratio 81.93%
Return on Assets 0.79%
Return on Equity 6.24%