| Weiss Ratings |
Lanier Federal Credit Union
Oakwood, GA |
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| Rating | ||||
| Asset Quality Index | 5.70 | |||
| Capitalization Index | 7.30 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 6.50 | |||
| Stability Index | 4.00 | |||
| Company Info |
Lanier Federal Credit Union
Oakwood, GA |
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| NCUA Charter Number | 3414 | |||
| Phone Number | (770) 503-1765 | |||
| Website | www.LanierFCU.org | |||
| Asset Quality |
Lanier Federal Credit Union
Oakwood, GA |
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| 1-Year Asset Growth | 1.53% | |||
| 5-Year Asset Growth | 10.71% | |||
| 5-Year Charge-Offs to Average Loans | 0.23% | |||
| Charge-Offs to Average Loans | 0.23% | |||
| Non-Performing Assets to Assets | 0.48% | |||
| Non-Performing Loans to Capital | 4.99% | |||
| Non-Performing Loans to Loans | 0.34% | |||
| Balance Sheet |
Lanier Federal Credit Union
Oakwood, GA |
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| Total Assets | 70.26M | |||
| Total Deposits | 62.60M | |||
| Capital and Reserves |
Lanier Federal Credit Union
Oakwood, GA |
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| Capital | 6.78M | |||
| Leverage Ratio | 9.66 | |||
| Loan Loss Reserves to Loans | 0.01% | |||
| Liquidity |
Lanier Federal Credit Union
Oakwood, GA |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 17.87% | |||
| Profitability |
Lanier Federal Credit Union
Oakwood, GA |
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| 5-Year Return on Average Assets | 0.71% | |||
| Net Income | 476.00K | |||
| Net Interest Spread | 5.07% | |||
| Operating Profit to Average Assets | 0.92% | |||
| Overhead Efficiency Ratio | 83.18% | |||
| Return on Assets | 0.92% | |||
| Return on Equity | 9.72% | |||