| Weiss Ratings |
Lanier Federal Credit Union
Oakwood, GA |
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| Rating | ||||
| Asset Quality Index | 5.80 | |||
| Capitalization Index | 7.20 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 6.50 | |||
| Stability Index | 3.90 | |||
| Company Info |
Lanier Federal Credit Union
Oakwood, GA |
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| NCUA Charter Number | 3414 | |||
| Phone Number | (770) 503-1765 | |||
| Website | www.LanierFCU.org | |||
| Asset Quality |
Lanier Federal Credit Union
Oakwood, GA |
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| 1-Year Asset Growth | 2.33% | |||
| 5-Year Asset Growth | 10.71% | |||
| 5-Year Charge-Offs to Average Loans | 0.23% | |||
| Charge-Offs to Average Loans | 0.27% | |||
| Non-Performing Assets to Assets | 0.43% | |||
| Non-Performing Loans to Capital | 4.53% | |||
| Non-Performing Loans to Loans | 0.28% | |||
| Balance Sheet |
Lanier Federal Credit Union
Oakwood, GA |
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| Total Assets | 69.12M | |||
| Total Deposits | 61.73M | |||
| Capital and Reserves |
Lanier Federal Credit Union
Oakwood, GA |
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| Capital | 6.63M | |||
| Leverage Ratio | 9.59 | |||
| Loan Loss Reserves to Loans | 0.01% | |||
| Liquidity |
Lanier Federal Credit Union
Oakwood, GA |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 15.47% | |||
| Profitability |
Lanier Federal Credit Union
Oakwood, GA |
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| 5-Year Return on Average Assets | 0.71% | |||
| Net Income | 317.00K | |||
| Net Interest Spread | 5.07% | |||
| Operating Profit to Average Assets | 0.92% | |||
| Overhead Efficiency Ratio | 83.07% | |||
| Return on Assets | 0.92% | |||
| Return on Equity | 9.84% | |||