C
Financial Educators Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
14.43
Leverage
Ratio
15.03
Return On
Assets
1.07%
Total
Assets
22.89M
Capital
3.30M
Total
Deposits
19.38M
Net
Income
60.00K
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Weiss Ratings Financial Educators Federal Credit Union
Daytona Beach, FL 		Click to
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 3.80
Profitability Index 5.10
Stability Index 5.00
Company Info Financial Educators Federal Credit Union
Daytona Beach, FL 		Click to
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NCUA Charter Number 3420
Phone Number (386) 506-3040
Website www.financialedufcu.com
Asset Quality Financial Educators Federal Credit Union
Daytona Beach, FL 		Click to
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1-Year Asset Growth -2.62%
5-Year Asset Growth 5.48%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.08%
Non-Performing Loans to Loans 0.02%
Balance Sheet Financial Educators Federal Credit Union
Daytona Beach, FL 		Click to
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Total Assets 22.89M
Total Deposits 19.38M
Capital and Reserves Financial Educators Federal Credit Union
Daytona Beach, FL 		Click to
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Capital 3.30M
Leverage Ratio 15.03
Loan Loss Reserves to Loans 2.48%
Liquidity Financial Educators Federal Credit Union
Daytona Beach, FL 		Click to
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Hot Money Ratio 12.90%
Liquidity Ratio 21.25%
Profitability Financial Educators Federal Credit Union
Daytona Beach, FL 		Click to
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5-Year Return on Average Assets 0.63%
Net Income 60.00K
Net Interest Spread 3.84%
Operating Profit to Average Assets 0.99%
Overhead Efficiency Ratio 76.86%
Return on Assets 1.07%
Return on Equity 7.36%