B
Financial Educators Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
15.39
Leverage
Ratio
15.54
Return On
Assets
0.96%
Total
Assets
22.80M
Capital
3.51M
Total
Deposits
19.12M
Net
Income
163.00K
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Weiss Ratings Financial Educators Federal Credit Union
Daytona Beach, FL 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 3.90
Profitability Index 6.00
Stability Index 5.70
Company Info Financial Educators Federal Credit Union
Daytona Beach, FL 		Click to
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NCUA Charter Number 3420
Phone Number (386) 506-3040
Website www.financialedufcu.com
Asset Quality Financial Educators Federal Credit Union
Daytona Beach, FL 		Click to
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1-Year Asset Growth 0.85%
5-Year Asset Growth 5.48%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 0.26%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.11%
Non-Performing Loans to Loans 0.03%
Balance Sheet Financial Educators Federal Credit Union
Daytona Beach, FL 		Click to
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Total Assets 22.80M
Total Deposits 19.12M
Capital and Reserves Financial Educators Federal Credit Union
Daytona Beach, FL 		Click to
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Capital 3.51M
Leverage Ratio 15.54
Loan Loss Reserves to Loans 2.40%
Liquidity Financial Educators Federal Credit Union
Daytona Beach, FL 		Click to
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Hot Money Ratio 8.55%
Liquidity Ratio 25.86%
Profitability Financial Educators Federal Credit Union
Daytona Beach, FL 		Click to
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5-Year Return on Average Assets 0.63%
Net Income 163.00K
Net Interest Spread 3.71%
Operating Profit to Average Assets 0.99%
Overhead Efficiency Ratio 75.89%
Return on Assets 0.96%
Return on Equity 6.48%