C
Financial Educators Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
15.06
Leverage
Ratio
15.50
Return On
Assets
1.06%
Total
Assets
22.57M
Capital
3.40M
Total
Deposits
19.00M
Net
Income
120.00K
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Weiss Ratings Financial Educators Federal Credit Union
Daytona Beach, FL 		Click to
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 3.90
Profitability Index 5.70
Stability Index 7.40
Company Info Financial Educators Federal Credit Union
Daytona Beach, FL 		Click to
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NCUA Charter Number 3420
Phone Number (386) 506-3040
Website www.financialedufcu.com
Asset Quality Financial Educators Federal Credit Union
Daytona Beach, FL 		Click to
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1-Year Asset Growth -1.43%
5-Year Asset Growth 5.48%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 0.81%
Non-Performing Loans to Loans 0.25%
Balance Sheet Financial Educators Federal Credit Union
Daytona Beach, FL 		Click to
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Total Assets 22.57M
Total Deposits 19.00M
Capital and Reserves Financial Educators Federal Credit Union
Daytona Beach, FL 		Click to
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Capital 3.40M
Leverage Ratio 15.50
Loan Loss Reserves to Loans 2.42%
Liquidity Financial Educators Federal Credit Union
Daytona Beach, FL 		Click to
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Hot Money Ratio 11.07%
Liquidity Ratio 26.67%
Profitability Financial Educators Federal Credit Union
Daytona Beach, FL 		Click to
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5-Year Return on Average Assets 0.63%
Net Income 120.00K
Net Interest Spread 3.65%
Operating Profit to Average Assets 0.93%
Overhead Efficiency Ratio 77.12%
Return on Assets 1.06%
Return on Equity 7.26%