B
Miami University Community Federal Credit Union
Oxford,  OH
Rating Date
September 2025
Net Capital
Ratio
12.58
Leverage
Ratio
12.57
Return On
Assets
0.74%
Total
Assets
74.12M
Capital
9.32M
Total
Deposits
64.53M
Net
Income
269.00K
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Weiss Ratings Miami University Community Federal Credit Union
Oxford, OH 		Click to
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Rating B
Asset Quality Index 9.80
Capitalization Index 10.00
Liquidity Index 3.70
Profitability Index 5.10
Stability Index 6.20
Company Info Miami University Community Federal Credit Union
Oxford, OH 		Click to
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NCUA Charter Number 3428
Phone Number (513) 523-8888
Website www.muccu.org
Asset Quality Miami University Community Federal Credit Union
Oxford, OH 		Click to
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1-Year Asset Growth -1.03%
5-Year Asset Growth 0.92%
5-Year Charge-Offs to Average Loans 0.21%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 0.31%
Non-Performing Loans to Capital 2.35%
Non-Performing Loans to Loans 0.59%
Balance Sheet Miami University Community Federal Credit Union
Oxford, OH 		Click to
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Total Assets 74.12M
Total Deposits 64.53M
Capital and Reserves Miami University Community Federal Credit Union
Oxford, OH 		Click to
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Capital 9.32M
Leverage Ratio 12.57
Loan Loss Reserves to Loans 1.15%
Liquidity Miami University Community Federal Credit Union
Oxford, OH 		Click to
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Hot Money Ratio 8.96%
Liquidity Ratio 32.26%
Profitability Miami University Community Federal Credit Union
Oxford, OH 		Click to
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5-Year Return on Average Assets 0.50%
Net Income 269.00K
Net Interest Spread 3.81%
Operating Profit to Average Assets 0.84%
Overhead Efficiency Ratio 77.88%
Return on Assets 0.74%
Return on Equity 5.86%