B
Miami University Community Federal Credit Union
Oxford,  OH
Rating Date
July 2025
Net Capital
Ratio
12.61
Leverage
Ratio
12.61
Return On
Assets
0.70%
Total
Assets
72.74M
Capital
9.17M
Total
Deposits
63.36M
Net
Income
126.00K
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Weiss Ratings Miami University Community Federal Credit Union
Oxford, OH 		Click to
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Rating B
Asset Quality Index 9.40
Capitalization Index 10.00
Liquidity Index 3.80
Profitability Index 4.90
Stability Index 6.20
Company Info Miami University Community Federal Credit Union
Oxford, OH 		Click to
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NCUA Charter Number 3428
Phone Number (513) 523-8888
Website www.muccu.org
Asset Quality Miami University Community Federal Credit Union
Oxford, OH 		Click to
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1-Year Asset Growth -2.62%
5-Year Asset Growth 0.92%
5-Year Charge-Offs to Average Loans 0.21%
Charge-Offs to Average Loans 0.13%
Non-Performing Assets to Assets 0.50%
Non-Performing Loans to Capital 3.82%
Non-Performing Loans to Loans 0.93%
Balance Sheet Miami University Community Federal Credit Union
Oxford, OH 		Click to
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Total Assets 72.74M
Total Deposits 63.36M
Capital and Reserves Miami University Community Federal Credit Union
Oxford, OH 		Click to
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Capital 9.17M
Leverage Ratio 12.61
Loan Loss Reserves to Loans 1.11%
Liquidity Miami University Community Federal Credit Union
Oxford, OH 		Click to
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Hot Money Ratio 9.18%
Liquidity Ratio 34.73%
Profitability Miami University Community Federal Credit Union
Oxford, OH 		Click to
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5-Year Return on Average Assets 0.50%
Net Income 126.00K
Net Interest Spread 3.74%
Operating Profit to Average Assets 0.80%
Overhead Efficiency Ratio 79.04%
Return on Assets 0.70%
Return on Equity 5.53%