A
Middle Tennessee Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
16.11
Leverage
Ratio
16.13
Return On
Assets
2.45%
Total
Assets
67.43M
Capital
10.86M
Total
Deposits
56.47M
Net
Income
1.25M
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Weiss Ratings Middle Tennessee Federal Credit Union
Cookeville, TN 		Click to
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.90
Profitability Index 10.00
Stability Index 8.00
Company Info Middle Tennessee Federal Credit Union
Cookeville, TN 		Click to
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NCUA Charter Number 3429
Phone Number (931) 528-9400
Website www.midtenfcu.com
Asset Quality Middle Tennessee Federal Credit Union
Cookeville, TN 		Click to
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1-Year Asset Growth 2.22%
5-Year Asset Growth 11.75%
5-Year Charge-Offs to Average Loans 0.43%
Charge-Offs to Average Loans 0.70%
Non-Performing Assets to Assets 0.33%
Non-Performing Loans to Capital 1.99%
Non-Performing Loans to Loans 0.59%
Balance Sheet Middle Tennessee Federal Credit Union
Cookeville, TN 		Click to
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Total Assets 67.43M
Total Deposits 56.47M
Capital and Reserves Middle Tennessee Federal Credit Union
Cookeville, TN 		Click to
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Capital 10.86M
Leverage Ratio 16.13
Loan Loss Reserves to Loans 1.01%
Liquidity Middle Tennessee Federal Credit Union
Cookeville, TN 		Click to
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Hot Money Ratio 8.38%
Liquidity Ratio 25.03%
Profitability Middle Tennessee Federal Credit Union
Cookeville, TN 		Click to
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5-Year Return on Average Assets 1.91%
Net Income 1.25M
Net Interest Spread 4.90%
Operating Profit to Average Assets 3.01%
Overhead Efficiency Ratio 45.66%
Return on Assets 2.45%
Return on Equity 16.47%