A
Middle Tennessee Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
15.12
Leverage
Ratio
15.14
Return On
Assets
1.89%
Total
Assets
67.88M
Capital
10.26M
Total
Deposits
57.68M
Net
Income
643.00K
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Weiss Ratings Middle Tennessee Federal Credit Union
Cookeville, TN 		Click to
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Rating A
Asset Quality Index 9.10
Capitalization Index 10.00
Liquidity Index 5.00
Profitability Index 9.40
Stability Index 8.00
Company Info Middle Tennessee Federal Credit Union
Cookeville, TN 		Click to
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NCUA Charter Number 3429
Phone Number (931) 528-9400
Website www.midtenfcu.com
Asset Quality Middle Tennessee Federal Credit Union
Cookeville, TN 		Click to
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1-Year Asset Growth 5.20%
5-Year Asset Growth 11.75%
5-Year Charge-Offs to Average Loans 0.43%
Charge-Offs to Average Loans 0.92%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 1.58%
Non-Performing Loans to Loans 0.41%
Balance Sheet Middle Tennessee Federal Credit Union
Cookeville, TN 		Click to
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Total Assets 67.88M
Total Deposits 57.68M
Capital and Reserves Middle Tennessee Federal Credit Union
Cookeville, TN 		Click to
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Capital 10.26M
Leverage Ratio 15.14
Loan Loss Reserves to Loans 1.23%
Liquidity Middle Tennessee Federal Credit Union
Cookeville, TN 		Click to
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Hot Money Ratio 9.63%
Liquidity Ratio 26.14%
Profitability Middle Tennessee Federal Credit Union
Cookeville, TN 		Click to
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5-Year Return on Average Assets 1.91%
Net Income 643.00K
Net Interest Spread 4.83%
Operating Profit to Average Assets 2.92%
Overhead Efficiency Ratio 45.99%
Return on Assets 1.89%
Return on Equity 13.06%