Middle Tennessee Federal Credit Union

Cookeville, TN

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

My Lists My Alerts

Weiss Ratings	Middle Tennessee Federal Credit Union Cookeville, TN	Click to Compare	Click to Compare	Click to Compare
Rating	A
Asset Quality Index	9.10
Capitalization Index	10.00
Liquidity Index	5.00
Profitability Index	9.40
Stability Index	8.00

Company Info	Middle Tennessee Federal Credit Union Cookeville, TN	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3429
Phone Number	(931) 528-9400
Website	www.midtenfcu.com

Asset Quality	Middle Tennessee Federal Credit Union Cookeville, TN	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	9.04%
5-Year Asset Growth	11.75%
5-Year Charge-Offs to Average Loans	0.43%
Charge-Offs to Average Loans	3.40%
Non-Performing Assets to Assets	0.23%
Non-Performing Loans to Capital	1.58%
Non-Performing Loans to Loans	0.41%

Balance Sheet	Middle Tennessee Federal Credit Union Cookeville, TN	Click to Compare	Click to Compare	Click to Compare
Total Assets	68.77M
Total Deposits	59.13M

Capital and Reserves	Middle Tennessee Federal Credit Union Cookeville, TN	Click to Compare	Click to Compare	Click to Compare
Capital	9.75M
Leverage Ratio	14.20
Loan Loss Reserves to Loans	1.00%

Liquidity	Middle Tennessee Federal Credit Union Cookeville, TN	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	9.63%
Liquidity Ratio	26.14%

Profitability	Middle Tennessee Federal Credit Union Cookeville, TN	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.91%
Net Income	138.00K
Net Interest Spread	4.74%
Operating Profit to Average Assets	2.86%
Overhead Efficiency Ratio	45.99%
Return on Assets	0.81%
Return on Equity	5.70%