C
Northern Illinois Federal Credit Union
DeKalbIL
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Northern Illinois Federal Credit Union
DeKalb, IL
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 6.20
Capitalization Index 10.00
Liquidity Index 2.50
Profitability Index 10.00
Stability Index 5.70
Company Info Northern Illinois Federal Credit Union
DeKalb, IL
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 3430
Phone Number (815) 669-1599
Website www.mynifcu.com/
Asset Quality Northern Illinois Federal Credit Union
DeKalb, IL
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 2.47%
5-Year Asset Growth 2.56%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.81%
Non-Performing Assets to Assets 0.95%
Non-Performing Loans to Capital 6.07%
Non-Performing Loans to Loans 0.94%
Balance Sheet Northern Illinois Federal Credit Union
DeKalb, IL
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 18.19M
Total Deposits 14.53M
Capital and Reserves Northern Illinois Federal Credit Union
DeKalb, IL
Click to
Compare
Click to
Compare
Click to
Compare
Capital 2.36M
Leverage Ratio 12.95
Loan Loss Reserves to Loans 0.44%
Liquidity Northern Illinois Federal Credit Union
DeKalb, IL
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 0.00%
Liquidity Ratio 9.62%
Profitability Northern Illinois Federal Credit Union
DeKalb, IL
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.11%
Net Income 162.00K
Net Interest Spread 5.97%
Operating Profit to Average Assets 2.47%
Overhead Efficiency Ratio 61.28%
Return on Assets 1.84%
Return on Equity 14.20%