C
Northern Illinois Federal Credit Union
DeKalbIL
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Northern Illinois Federal Credit Union
DeKalb, IL
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Rating C
Asset Quality Index 6.60
Capitalization Index 10.00
Liquidity Index 1.70
Profitability Index 8.50
Stability Index 5.00
Company Info Northern Illinois Federal Credit Union
DeKalb, IL
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NCUA Charter Number 3430
Phone Number (815) 669-1599
Website www.mynifcu.com/
Asset Quality Northern Illinois Federal Credit Union
DeKalb, IL
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1-Year Asset Growth 6.97%
5-Year Asset Growth 2.56%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.63%
Non-Performing Assets to Assets 0.70%
Non-Performing Loans to Capital 5.14%
Non-Performing Loans to Loans 0.78%
Balance Sheet Northern Illinois Federal Credit Union
DeKalb, IL
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Total Assets 18.65M
Total Deposits 14.38M
Capital and Reserves Northern Illinois Federal Credit Union
DeKalb, IL
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Capital 2.42M
Leverage Ratio 12.98
Loan Loss Reserves to Loans 0.67%
Liquidity Northern Illinois Federal Credit Union
DeKalb, IL
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Hot Money Ratio 0.00%
Liquidity Ratio 5.87%
Profitability Northern Illinois Federal Credit Union
DeKalb, IL
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5-Year Return on Average Assets 1.11%
Net Income 225.00K
Net Interest Spread 5.98%
Operating Profit to Average Assets 2.42%
Overhead Efficiency Ratio 64.32%
Return on Assets 1.68%
Return on Equity 12.95%