C
Polam Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Polam Federal Credit Union
Los Angeles, CA
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Rating C
Asset Quality Index 7.70
Capitalization Index 8.30
Liquidity Index 2.30
Profitability Index 0.40
Stability Index 4.90
Company Info Polam Federal Credit Union
Los Angeles, CA
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NCUA Charter Number 3433
Phone Number (323) 463-5137
Website polam.org
Asset Quality Polam Federal Credit Union
Los Angeles, CA
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1-Year Asset Growth -0.72%
5-Year Asset Growth 2.57%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.20%
Non-Performing Loans to Capital 1.95%
Non-Performing Loans to Loans 0.38%
Balance Sheet Polam Federal Credit Union
Los Angeles, CA
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Total Assets 73.22M
Total Deposits 64.86M
Capital and Reserves Polam Federal Credit Union
Los Angeles, CA
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Capital 7.57M
Leverage Ratio 10.34
Loan Loss Reserves to Loans 0.33%
Liquidity Polam Federal Credit Union
Los Angeles, CA
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Hot Money Ratio 54.24%
Liquidity Ratio 28.51%
Profitability Polam Federal Credit Union
Los Angeles, CA
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5-Year Return on Average Assets 0.07%
Net Income -72.00K
Net Interest Spread 1.77%
Operating Profit to Average Assets -0.39%
Overhead Efficiency Ratio 120.29%
Return on Assets -0.40%
Return on Equity -3.79%