Carolina Federal Credit Union
| Weiss Ratings |
Carolina Federal Credit Union
Cherryville, NC |
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| Rating | ||||
| Asset Quality Index | 6.20 | |||
| Capitalization Index | 8.00 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 8.80 | |||
| Stability Index | 5.10 | |||
| Company Info |
Carolina Federal Credit Union
Cherryville, NC |
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| NCUA Charter Number | 3440 | |||
| Phone Number | (704) 435-0186 | |||
| Website | www.carolinafcu.org | |||
| Asset Quality |
Carolina Federal Credit Union
Cherryville, NC |
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| 1-Year Asset Growth | 13.24% | |||
| 5-Year Asset Growth | 8.55% | |||
| 5-Year Charge-Offs to Average Loans | 0.50% | |||
| Charge-Offs to Average Loans | 0.30% | |||
| Non-Performing Assets to Assets | 0.49% | |||
| Non-Performing Loans to Capital | 4.52% | |||
| Non-Performing Loans to Loans | 0.59% | |||
| Balance Sheet |
Carolina Federal Credit Union
Cherryville, NC |
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| Total Assets | 83.38M | |||
| Total Deposits | 73.92M | |||
| Capital and Reserves |
Carolina Federal Credit Union
Cherryville, NC |
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| Capital | 8.48M | |||
| Leverage Ratio | 10.30 | |||
| Loan Loss Reserves to Loans | 0.94% | |||
| Liquidity |
Carolina Federal Credit Union
Cherryville, NC |
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| Hot Money Ratio | 17.68% | |||
| Liquidity Ratio | 25.98% | |||
| Profitability |
Carolina Federal Credit Union
Cherryville, NC |
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| 5-Year Return on Average Assets | 0.90% | |||
| Net Income | 509.00K | |||
| Net Interest Spread | 5.47% | |||
| Operating Profit to Average Assets | 1.61% | |||
| Overhead Efficiency Ratio | 71.64% | |||
| Return on Assets | 1.23% | |||
| Return on Equity | 12.33% | |||