Carolina Federal Credit Union
| Weiss Ratings |
Carolina Federal Credit Union
Cherryville, NC |
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| Rating | ||||
| Asset Quality Index | 5.80 | |||
| Capitalization Index | 7.70 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 8.50 | |||
| Stability Index | 4.70 | |||
| Company Info |
Carolina Federal Credit Union
Cherryville, NC |
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| NCUA Charter Number | 3440 | |||
| Phone Number | (704) 435-0186 | |||
| Website | www.carolinafcu.org | |||
| Asset Quality |
Carolina Federal Credit Union
Cherryville, NC |
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| 1-Year Asset Growth | 12.35% | |||
| 5-Year Asset Growth | 6.79% | |||
| 5-Year Charge-Offs to Average Loans | 0.65% | |||
| Charge-Offs to Average Loans | 0.54% | |||
| Non-Performing Assets to Assets | 0.52% | |||
| Non-Performing Loans to Capital | 4.94% | |||
| Non-Performing Loans to Loans | 0.76% | |||
| Balance Sheet |
Carolina Federal Credit Union
Cherryville, NC |
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| Total Assets | 75.26M | |||
| Total Deposits | 67.10M | |||
| Capital and Reserves |
Carolina Federal Credit Union
Cherryville, NC |
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| Capital | 7.49M | |||
| Leverage Ratio | 10.28 | |||
| Loan Loss Reserves to Loans | 0.91% | |||
| Liquidity |
Carolina Federal Credit Union
Cherryville, NC |
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| Hot Money Ratio | 16.35% | |||
| Liquidity Ratio | 29.76% | |||
| Profitability |
Carolina Federal Credit Union
Cherryville, NC |
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| 5-Year Return on Average Assets | 0.79% | |||
| Net Income | 227.00K | |||
| Net Interest Spread | 5.17% | |||
| Operating Profit to Average Assets | 1.46% | |||
| Overhead Efficiency Ratio | 71.67% | |||
| Return on Assets | 1.24% | |||
| Return on Equity | 12.32% | |||