Carolina Federal Credit Union
| Weiss Ratings |
Carolina Federal Credit Union
Cherryville, NC |
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| Rating | ||||
| Asset Quality Index | 5.70 | |||
| Capitalization Index | 8.50 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 8.40 | |||
| Stability Index | 5.50 | |||
| Company Info |
Carolina Federal Credit Union
Cherryville, NC |
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| NCUA Charter Number | 3440 | |||
| Phone Number | (704) 435-0186 | |||
| Website | www.carolinafcu.org | |||
| Asset Quality |
Carolina Federal Credit Union
Cherryville, NC |
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| 1-Year Asset Growth | 7.98% | |||
| 5-Year Asset Growth | 8.55% | |||
| 5-Year Charge-Offs to Average Loans | 0.50% | |||
| Charge-Offs to Average Loans | 0.38% | |||
| Non-Performing Assets to Assets | 0.62% | |||
| Non-Performing Loans to Capital | 5.49% | |||
| Non-Performing Loans to Loans | 0.69% | |||
| Balance Sheet |
Carolina Federal Credit Union
Cherryville, NC |
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| Total Assets | 81.88M | |||
| Total Deposits | 72.16M | |||
| Capital and Reserves |
Carolina Federal Credit Union
Cherryville, NC |
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| Capital | 8.61M | |||
| Leverage Ratio | 10.64 | |||
| Loan Loss Reserves to Loans | 0.98% | |||
| Liquidity |
Carolina Federal Credit Union
Cherryville, NC |
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| Hot Money Ratio | 22.31% | |||
| Liquidity Ratio | 22.11% | |||
| Profitability |
Carolina Federal Credit Union
Cherryville, NC |
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| 5-Year Return on Average Assets | 0.90% | |||
| Net Income | 633.00K | |||
| Net Interest Spread | 5.48% | |||
| Operating Profit to Average Assets | 1.44% | |||
| Overhead Efficiency Ratio | 74.38% | |||
| Return on Assets | 1.02% | |||
| Return on Equity | 10.11% | |||