Carolina Federal Credit Union
| Weiss Ratings |
Carolina Federal Credit Union
Cherryville, NC |
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| Rating | ||||
| Asset Quality Index | 6.40 | |||
| Capitalization Index | 8.00 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 7.10 | |||
| Stability Index | 5.10 | |||
| Company Info |
Carolina Federal Credit Union
Cherryville, NC |
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| NCUA Charter Number | 3440 | |||
| Phone Number | (704) 435-0186 | |||
| Website | www.carolinafcu.org | |||
| Asset Quality |
Carolina Federal Credit Union
Cherryville, NC |
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| 1-Year Asset Growth | 11.67% | |||
| 5-Year Asset Growth | 8.55% | |||
| 5-Year Charge-Offs to Average Loans | 0.50% | |||
| Charge-Offs to Average Loans | 0.25% | |||
| Non-Performing Assets to Assets | 0.30% | |||
| Non-Performing Loans to Capital | 3.99% | |||
| Non-Performing Loans to Loans | 0.59% | |||
| Balance Sheet |
Carolina Federal Credit Union
Cherryville, NC |
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| Total Assets | 84.04M | |||
| Total Deposits | 74.84M | |||
| Capital and Reserves |
Carolina Federal Credit Union
Cherryville, NC |
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| Capital | 8.29M | |||
| Leverage Ratio | 9.99 | |||
| Loan Loss Reserves to Loans | 0.87% | |||
| Liquidity |
Carolina Federal Credit Union
Cherryville, NC |
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| Hot Money Ratio | 17.85% | |||
| Liquidity Ratio | 32.05% | |||
| Profitability |
Carolina Federal Credit Union
Cherryville, NC |
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| 5-Year Return on Average Assets | 0.90% | |||
| Net Income | 316.00K | |||
| Net Interest Spread | 5.47% | |||
| Operating Profit to Average Assets | 1.68% | |||
| Overhead Efficiency Ratio | 77.45% | |||
| Return on Assets | 1.56% | |||
| Return on Equity | 15.56% | |||