C
Eastern Panhandle Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
11.35
Leverage
Ratio
11.35
Return On
Assets
1.77%
Total
Assets
18.13M
Capital
2.06M
Total
Deposits
15.97M
Net
Income
161.00K
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Weiss Ratings Eastern Panhandle Federal Credit Union
Martinsburg, WV 		Click to
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Rating C
Asset Quality Index 7.50
Capitalization Index 9.70
Liquidity Index 4.00
Profitability Index 8.80
Stability Index 4.50
Company Info Eastern Panhandle Federal Credit Union
Martinsburg, WV 		Click to
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NCUA Charter Number 3449
Phone Number (304) 263-2887
Website www.easternpanhandlefcu.com
Asset Quality Eastern Panhandle Federal Credit Union
Martinsburg, WV 		Click to
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1-Year Asset Growth -6.67%
5-Year Asset Growth 2.15%
5-Year Charge-Offs to Average Loans 0.36%
Charge-Offs to Average Loans 0.50%
Non-Performing Assets to Assets 0.26%
Non-Performing Loans to Capital 2.12%
Non-Performing Loans to Loans 0.35%
Balance Sheet Eastern Panhandle Federal Credit Union
Martinsburg, WV 		Click to
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Total Assets 18.13M
Total Deposits 15.97M
Capital and Reserves Eastern Panhandle Federal Credit Union
Martinsburg, WV 		Click to
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Capital 2.06M
Leverage Ratio 11.35
Loan Loss Reserves to Loans 1.18%
Liquidity Eastern Panhandle Federal Credit Union
Martinsburg, WV 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 24.21%
Profitability Eastern Panhandle Federal Credit Union
Martinsburg, WV 		Click to
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5-Year Return on Average Assets 0.77%
Net Income 161.00K
Net Interest Spread 5.75%
Operating Profit to Average Assets 1.77%
Overhead Efficiency Ratio 73.56%
Return on Assets 1.77%
Return on Equity 16.32%