Summit Hampton Roads Federal Credit Union
Major Rating Factors:
A current level of 10.5 percent of nonperforming loans to core capital contributes to the Fair asset quality (4.7).
Other Rating Factors:
Fair liquidity 4.8, driven by a liquidity ratio of 41.3 percent and a “hot money” ratio of 0.0 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.2 on a scale of 0 to 10).
Asset Mix:
Consumer loans (50%), home mtgs (2%), other (48%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
3636 High Street
Portsmouth, VA 23707
Portsmouth, VA 23707
Phone Number
(757) 398-2384
NCUA Charter Number
Website
Largest Competitors
Vienna, VA
Tysons, VA
North Chesterfield, VA
Portsmouth, VA
Portsmouth, VA