Summit Hampton Roads Federal Credit Union

Portsmouth, VA

Rating Date

December 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Summit Hampton Roads Federal Credit Union Portsmouth, VA	Click to Compare	Click to Compare	Click to Compare
Rating	D
Asset Quality Index	5.30
Capitalization Index	10.00
Liquidity Index	3.70
Profitability Index	1.40
Stability Index	5.50

Company Info	Summit Hampton Roads Federal Credit Union Portsmouth, VA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3457
Phone Number	(757) 398-2384
Website	www.shrfcu.com/

Asset Quality	Summit Hampton Roads Federal Credit Union Portsmouth, VA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-7.63%
5-Year Asset Growth	-4.04%
5-Year Charge-Offs to Average Loans	0.28%
Charge-Offs to Average Loans	0.43%
Non-Performing Assets to Assets	1.14%
Non-Performing Loans to Capital	7.54%
Non-Performing Loans to Loans	1.87%

Balance Sheet	Summit Hampton Roads Federal Credit Union Portsmouth, VA	Click to Compare	Click to Compare	Click to Compare
Total Assets	8.23M
Total Deposits	6.94M

Capital and Reserves	Summit Hampton Roads Federal Credit Union Portsmouth, VA	Click to Compare	Click to Compare	Click to Compare
Capital	1.22M
Leverage Ratio	15.71
Loan Loss Reserves to Loans	0.46%

Liquidity	Summit Hampton Roads Federal Credit Union Portsmouth, VA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	18.61%

Profitability	Summit Hampton Roads Federal Credit Union Portsmouth, VA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	-1.16%
Net Income	-20.00K
Net Interest Spread	4.80%
Operating Profit to Average Assets	-0.34%
Overhead Efficiency Ratio	99.74%
Return on Assets	-0.32%
Return on Equity	-2.23%