iTHINK Financial Credit Union
| Weiss Ratings |
iTHINK Financial Credit Union
Delray Beach, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 6.60 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 4.60 | |||
| Stability Index | 6.90 | |||
| Company Info |
iTHINK Financial Credit Union
Delray Beach, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 346 | |||
| Phone Number | (561) 982-8712 | |||
| Website | www.ithinkfi.org | |||
| Asset Quality |
iTHINK Financial Credit Union
Delray Beach, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -0.30% | |||
| 5-Year Asset Growth | 7.64% | |||
| 5-Year Charge-Offs to Average Loans | 0.33% | |||
| Charge-Offs to Average Loans | 0.40% | |||
| Non-Performing Assets to Assets | 0.66% | |||
| Non-Performing Loans to Capital | 6.88% | |||
| Non-Performing Loans to Loans | 0.79% | |||
| Balance Sheet |
iTHINK Financial Credit Union
Delray Beach, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 2.25B | |||
| Total Deposits | 1.83B | |||
| Capital and Reserves |
iTHINK Financial Credit Union
Delray Beach, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 196.34M | |||
| Leverage Ratio | 10.57 | |||
| Loan Loss Reserves to Loans | 1.07% | |||
| Liquidity |
iTHINK Financial Credit Union
Delray Beach, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 23.32% | |||
| Liquidity Ratio | 9.70% | |||
| Profitability |
iTHINK Financial Credit Union
Delray Beach, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.82% | |||
| Net Income | 7.62M | |||
| Net Interest Spread | 3.45% | |||
| Operating Profit to Average Assets | 1.10% | |||
| Overhead Efficiency Ratio | 70.92% | |||
| Return on Assets | 0.68% | |||
| Return on Equity | 8.01% | |||