C
iTHINK Financial Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings iTHINK Financial Credit Union
Delray Beach, FL
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Rating C
Asset Quality Index 7.80
Capitalization Index 5.30
Liquidity Index 2.50
Profitability Index 2.80
Stability Index 4.80
Company Info iTHINK Financial Credit Union
Delray Beach, FL
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NCUA Charter Number 346
Phone Number (561) 982-8712
Website www.ithinkfi.org
Asset Quality iTHINK Financial Credit Union
Delray Beach, FL
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1-Year Asset Growth 3.42%
5-Year Asset Growth 14.05%
5-Year Charge-Offs to Average Loans 0.38%
Charge-Offs to Average Loans 0.45%
Non-Performing Assets to Assets 0.43%
Non-Performing Loans to Capital 5.36%
Non-Performing Loans to Loans 0.49%
Balance Sheet iTHINK Financial Credit Union
Delray Beach, FL
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Total Assets 2.26B
Total Deposits 1.78B
Capital and Reserves iTHINK Financial Credit Union
Delray Beach, FL
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Capital 163.13M
Leverage Ratio 9.60
Loan Loss Reserves to Loans 0.99%
Liquidity iTHINK Financial Credit Union
Delray Beach, FL
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Hot Money Ratio 20.42%
Liquidity Ratio 13.53%
Profitability iTHINK Financial Credit Union
Delray Beach, FL
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5-Year Return on Average Assets 0.79%
Net Income 2.88M
Net Interest Spread 3.15%
Operating Profit to Average Assets 0.80%
Overhead Efficiency Ratio 76.96%
Return on Assets 0.52%
Return on Equity 7.12%