C
iTHINK Financial Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings iTHINK Financial Credit Union
Delray Beach, FL
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Rating C
Asset Quality Index 7.40
Capitalization Index 6.20
Liquidity Index 2.00
Profitability Index 5.70
Stability Index 5.00
Company Info iTHINK Financial Credit Union
Delray Beach, FL
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NCUA Charter Number 346
Phone Number (561) 982-8712
Website www.ithinkfi.org
Asset Quality iTHINK Financial Credit Union
Delray Beach, FL
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1-Year Asset Growth 1.31%
5-Year Asset Growth 7.64%
5-Year Charge-Offs to Average Loans 0.38%
Charge-Offs to Average Loans 0.43%
Non-Performing Assets to Assets 0.68%
Non-Performing Loans to Capital 7.47%
Non-Performing Loans to Loans 0.79%
Balance Sheet iTHINK Financial Credit Union
Delray Beach, FL
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Total Assets 2.21B
Total Deposits 1.80B
Capital and Reserves iTHINK Financial Credit Union
Delray Beach, FL
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Capital 184.22M
Leverage Ratio 10.39
Loan Loss Reserves to Loans 1.01%
Liquidity iTHINK Financial Credit Union
Delray Beach, FL
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Hot Money Ratio 23.03%
Liquidity Ratio 9.70%
Profitability iTHINK Financial Credit Union
Delray Beach, FL
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5-Year Return on Average Assets 0.79%
Net Income 19.28M
Net Interest Spread 3.21%
Operating Profit to Average Assets 0.92%
Overhead Efficiency Ratio 69.02%
Return on Assets 0.86%
Return on Equity 11.25%